/* ============================================================
       SECTION 01 – HERO  (all classes prefixed with .s01-)
       ============================================================ */

    *, *::before, *::after {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
    }

    /* --- Root tokens (reuse across sections without conflict) --- */
    :root {
      --s01-gold:       #c9922a;
      --s01-gold-light: #c9922a;
      --s01-white:      #ffffff;
      --s01-off-white:  #e8e0d0;
      --s01-bg:         #0d0d0b;
      --s01-divider:    #c9922a;
      --s01-body-font:  'Montserrat', sans-serif;
      --s01-head-font:  'Cormorant Garamond', serif;
    }

    /* --- Section wrapper --- */
    .s01-hero {
      position: relative;
      width: 100%;
      min-height: 100vh;
      background-color: var(--s01-bg);
      display: flex;
      align-items: center;
      overflow: hidden;
      font-family: var(--s01-body-font);
    }

    /* --- Inner layout grid --- */
    .s01-inner {
      position: relative;
      z-index: 2;
      width: 100%;
      max-width: 1440px;
      margin: 0 auto;
      padding: 10px 60px;
      display: grid;
      grid-template-columns: auto 1fr;
      align-items: center;
      gap: 0;
    }

    /* ---- LEFT CONTENT ---- */
    .s01-content {
      display: flex;
      flex-direction: column;
      gap: 0;
    }

    .s01-eyebrow {
      font-family: var(--s01-body-font);
      font-size: 16px;
      font-weight: 500;
      letter-spacing: 0.22em;
      color: var(--s01-gold);
      text-transform: uppercase;
      margin-bottom: 20px;
    }

    .s01-headline {
      font-family: var(--s01-head-font);
      font-size: clamp(48px, 5.5vw, 72px);
      font-weight: 500;
      line-height: 0.9;
      letter-spacing: -0.01em;
      color: var(--s01-white);
      margin-bottom: 0;
    }

    .s01-headline-gold {
      font-family: var(--s01-head-font);
      font-size: clamp(48px, 5.5vw, 72px);
      font-weight: 500;
      line-height: 0.9;
      letter-spacing: -0.01em;
      color: var(--s01-gold);
      display: block;
      margin-bottom: 24px;
    }

    /* Gold divider line */
    .s01-divider {
      width: 65px;
      height: 2px;
      background-color: var(--s01-gold);
      margin-bottom: 24px;
    }

    .s01-body-text {
      font-family: var(--s01-body-font);
      font-size: 14px;
      font-weight: 300;
      letter-spacing: 0.14em;
      line-height: 1.9;
      color: #bbbbbb;
      text-transform: uppercase;
      max-width: 380px;
      margin-bottom: 24px;
    }

    /* --- CTA Button --- */
    .s01-btn-wrap {
      display: flex;
      flex-direction: column;
      gap: 25px;
    }

    .s01-btn {
      display: inline-flex;
      align-items: center;
      gap: 18px;
      border: 1.5px solid var(--s01-gold);
      background: transparent;
      color: var(--s01-gold);
      font-family: var(--s01-body-font);
      font-size: 11px;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      padding: 18px 30px;
      cursor: pointer;
      text-decoration: none;
      width: fit-content;
      transition: background 0.25s ease, color 0.25s ease;
    }

    .s01-btn:hover {
      background: var(--s01-gold);
      color: var(--s01-bg);
    }

    .s01-btn-arrow {
      font-size: 16px;
      line-height: 1;
    }

    .s01-fine-print {
      font-family: var(--s01-body-font);
      font-size: 12px;
      font-weight: 500;
      letter-spacing: 0.2em;
      color: rgba(123, 122, 120, 0.75);
      text-transform: uppercase;
    }

    /* ---- RIGHT IMAGE ---- */
    .s01-image-col {
      position: relative;
      display: flex;
      justify-content: flex-start;
      align-items: center;
    }

    .s01-hero-img {
      width: 100%;
      max-width: 100%;
      height: auto;
      display: block;
      object-fit: cover;
      /* Fade edges into dark bg */
      -webkit-mask-image:
        linear-gradient(to right,  transparent 0%, black 18%),
        linear-gradient(to bottom, transparent 0%, black 6%, black 94%, transparent 100%);
      -webkit-mask-composite: source-in;
      mask-image:
        linear-gradient(to right,  transparent 0%, black 18%),
        linear-gradient(to bottom, transparent 0%, black 6%, black 94%, transparent 100%);
      mask-composite: intersect;
    }

    /* subtle vignette overlay over the whole section */
    .s01-hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background:black;
      z-index: 1;
      pointer-events: none;
    }

    /* ============================================================
       TABLET  — ≤ 1024px
       ============================================================ */
    @media (max-width: 1024px) {
      .s01-inner {
        padding: 64px 48px;
        gap: 24px;
      }

      .s01-headline,
      .s01-headline-gold {
        font-size: clamp(40px, 5vw, 64px);
      }

      .s01-content {
        padding-right: 20px;
      }
    }

    /* ============================================================
       MOBILE  — ≤ 768px
       ============================================================ */
    @media (max-width: 768px) {
      .s01-hero {
        min-height: auto;
        align-items: flex-start;
      }

      .s01-inner {
        grid-template-columns: 1fr;
        padding: 56px 28px 0 28px;
        gap: 0;
      }

      .s01-content {
        padding-right: 0;
        order: 2;
        padding-bottom: 52px;
        padding-top: 36px;
      }
     .s01-eyebrow {
      letter-spacing: 0.1em;
         }
     .s01-body-text {
        letter-spacing: 0.1em;
         }
         .s01-fine-print {
         letter-spacing: 0.1em;
         }
      .s01-image-col {
        order: 1;
        justify-content: center;
        margin: 0 -28px;        /* bleed to edges */
      }

      .s01-hero-img {
        max-width: 100%;
        width: 100%;
        -webkit-mask-image:
          linear-gradient(to bottom, black 60%, transparent 100%);
        mask-image:
          linear-gradient(to bottom, black 60%, transparent 100%);
      }

      .s01-headline,
      .s01-headline-gold {
        font-size: clamp(44px, 12w, 56px);
      }

      .s01-eyebrow {
        margin-bottom: 20px;
      }

      .s01-body-text {
        font-size: 14px;
        max-width: 100%;
      }

      .s01-btn {
        width: 100%;
        justify-content: space-between;
        padding: 18px 24px;
      }
    }

    /* ============================================================
       SMALL MOBILE  — ≤ 480px
       ============================================================ */
    @media (max-width: 480px) {
      .s01-inner {
        padding-left: 22px;
        padding-right: 22px;
      }

      .s01-image-col {
        margin: 0 -22px;
      }

      .s01-headline,
      .s01-headline-gold {
        font-size: clamp(44px, 11vw, 48px);
      }
    }



    /* --- Section2 CSS wrapper --- */
   
    .s02-section {
      position: relative;
      width: 100%;
      min-height: 100vh;
      display: flex;
      align-items: center;
      overflow: hidden;
    }

    /* ---- BACKGROUND IMAGE (right side, fades left into black) ---- */
    .s02-bg {
      position: absolute;
      inset: 0;
      background-image: url("../images/bg-section-two.png");
      background-size: cover;
      background-repeat: no-repeat;
      z-index: 0;
    }

      /* Dark overlay so left-side text stays readable */
    .s02-overlay {
      position: absolute;
      inset: 0;
      z-index: 1;
      /* background:
        linear-gradient(
          to right,
          rgba(5,5,4,0.97) 0%,
          rgba(5,5,4,0.92) 25%,
          rgba(5,5,4,0.70) 45%,
          rgba(5,5,4,0.30) 70%,
          rgba(5,5,4,0.15) 100%
        ),
        linear-gradient(
          to bottom,
          rgba(5,5,4,0.45) 0%,
          transparent 12%,
          transparent 88%,
          rgba(5,5,4,0.45) 100%
        ); */
    }

    /* --- Inner layout --- */
    .s02-inner {
      position: relative;
      z-index: 2;
      width: 100%;
      max-width: 1440px;
      margin: 0 auto;
      padding: 100px 72px;
      display: grid;
      grid-template-columns: 48% 52%;
      align-items: center;
      min-height: 100vh;
    }

    /* ---- LEFT CONTENT ---- */
    .s02-content {
      display: flex;
      flex-direction: column;
    }

    .s02-eyebrow {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 500;
      letter-spacing: 0.25em;
      color: #c9922a;
      text-transform: uppercase;
      margin-bottom: 28px;
    }

    .s02-headline {
      font-family: "Cormorant Garamond", serif;
      font-size: clamp(44px, 5vw, 72px);
      font-weight: 500;
      line-height: 1;
      color: #ffffff;
      margin-bottom: 32px;
    }

    .s02-divider {
      width: 65px;
      height: 2px;
      background-color: #c9922a;
      margin-bottom: 38px;
    }

    .s02-body {
      display: flex;
      flex-direction: column;
    }

    .s02-p {
      font-family: "Montserrat", sans-serif;
      font-size: 16px;
      font-weight: 300;
      line-height: 1.75;
      color: #bbbbbb;
      margin-bottom: 26px;
    }

    .s02-p:last-child {
      margin-bottom: 0;
    }

    .s02-p strong {
      color: #ffffff;
      font-weight: 500;
    }

    .s02-p em {
      font-style: italic;
    }

    /* ---- RIGHT — empty, bg image shows through ---- */
    .s02-image-side { /* intentionally empty */ }

    /* ============================================================
       TABLET — <= 1024px
       ============================================================ */
    @media (max-width: 1024px) {
      .s02-inner {
        padding: 80px 48px;
        grid-template-columns: 58% 42%;
      }
      .s02-overlay {
        background:
          linear-gradient(
            to right,
            rgba(5,5,4,0.97) 0%,
            rgba(5,5,4,0.92) 30%,
            rgba(5,5,4,0.65) 55%,
            rgba(5,5,4,0.20) 100%
          ),
          linear-gradient(
            to bottom,
            rgba(5,5,4,0.45) 0%,
            transparent 12%,
            transparent 88%,
            rgba(5,5,4,0.45) 100%
          );
      }
    }

    /* ============================================================
       MOBILE — <= 768px
       ============================================================ */
    @media (max-width: 768px) {
      .s02-section {
        min-height: 100vh;
      }

      .s02-bg {
        background-position: 68% center;
      }

      /* Heavier overlay on mobile so text is fully legible */
      .s02-overlay {
        background: rgba(5, 5, 4, 0.82);
      }

      .s02-inner {
        grid-template-columns: 1fr;
        padding: 72px 28px 72px 28px;
        min-height: 100vh;
        align-items: center;
      }

      .s02-image-side {
        display: none;
      }

      .s02-p {
        font-size: 14px;
      }
    }

    /* ============================================================
       SMALL MOBILE — <= 480px
       ============================================================ */
    @media (max-width: 480px) {
      .s02-inner {
        padding: 60px 22px;
      }
    }


    /* ----section3 css Wrapper ---- */
    .s03-section {
      width: 100%;
      background-color: #000000;
      overflow: hidden;
    }

    /* =============================================
       TOP BLOCK — dark bg, centered text
       ============================================= */
    .s03-top {
      width: 100%;
      padding: 72px 40px 60px;
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      background: #000000;
    }

    /* "— 03 —" number row */
    .s03-num-row {
      display: flex;
      align-items: center;
      gap: 14px;
      margin-bottom: 22px;
    }

    .s03-num-line {
      width: 44px;
      height: 1px;
      background: #c9922a;
    }

    .s03-num {
      font-family: "Montserrat", sans-serif;
      font-size: 13px;
      font-weight: 600;
      letter-spacing: 0.18em;
      color: #c9922a;
    }

    .s03-eyebrow {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 500;
      letter-spacing: 0.26em;
      color: #c9922a;
      text-transform: uppercase;
      margin-bottom: 22px;
    }

    .s03-headline {
      font-family: "Cormorant Garamond", serif;
      font-size: clamp(38px, 5vw, 68px);
      font-weight: 500;
      line-height: 1;
      color: #ffffff;
      max-width: 67%;
      margin-bottom: 28px;
    }

    .s03-subtext {
      font-family: "Montserrat", sans-serif;
      font-size: 16px;
      font-weight: 300;
      line-height: 1.8;
      color: #bbbbbb;
      max-width: 560px;
    }

    /* thin gold horizontal rule between top and stats */
    .s03-rule {
      width: 100%;
      height: 1px;
      background: rgba(201, 168, 76, 0.25);
    }

    /* =============================================
       STATS BLOCK — world map bg, 4 columns
       ============================================= */
    .s03-stats-wrap {
      position: relative;
      width: 100%;
      overflow: hidden;
    }

    /* World map background */
    .s03-map-bg {
      position: absolute;
      inset: 0;
      background-image: url("../images/third-bg.png");
      background-size: cover;
      background-position: center center;
      background-repeat: no-repeat;
      z-index: 0;
    }

    /* Overlay: darken map so content reads clearly */
    .s03-map-overlay {
      position: absolute;
      inset: 0;
      z-index: 1;
      background:
        linear-gradient(to bottom, rgba(10,10,8,0.72) 0%, rgba(10,10,8,0.50) 50%, rgba(10,10,8,0.72) 100%),
        linear-gradient(to right,  rgba(10,10,8,0.60) 0%, transparent 20%, transparent 80%, rgba(10,10,8,0.60) 100%);
    }

    /* 4-column stats grid */
    .s03-stats {
      position: relative;
      z-index: 2;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      padding: 60px 72px;
      gap: 0;
    }

    /* Vertical divider between columns (except last) */
    .s03-stat {
      display: flex;
      flex-direction: column;
      align-items: center;
      padding: 0 48px;
      position: relative;
    }

    .s03-stat:first-child {
      padding-left: 0;
    }

    .s03-stat:last-child {
      padding-right: 0;
    }

    /* Thin vertical line between stats */
    .s03-stat + .s03-stat::before {
      content: '';
      position: absolute;
      left: 0;
      top: 10%;
      height: 80%;
      width: 1px;
      background: rgba(201, 168, 76, 0.30);
    }

    /* SVG icon */
    .s03-stat-icon {
      width: 58px;
      height: 58px;
      margin-bottom: 22px;
      color: #c9922a;
    }

    .s03-stat-icon svg {
      width: 100%;
      height: 100%;
      fill: none;
      stroke: #c9922a;
      stroke-width: 1.5;
    }
.s03-stat-icon img{
  width:120%;
}
    /* Large number / value */
    .s03-stat-value {
      font-family: "Cormorant Garamond", serif;
      font-size: clamp(48px, 5.5vw, 50px);
      font-weight: 500;
      line-height: 1;
      color: #ffffff;
      margin-bottom: 12px;
    }

    /* Label title */
    .s03-stat-label {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 400;
      letter-spacing: 0.22em;
      color: #ffffff;
      text-transform: uppercase;
      margin-bottom: 12px;
    }

    /* Sub-description */
    .s03-stat-desc {
      font-family: "Montserrat", sans-serif;
      font-size: 12px;
      font-weight: 300;
      letter-spacing: 0.18em;
      line-height: 1.7;
      color: #bbbbbb;
      text-transform: uppercase;
      text-align: center;
    }

    /* =============================================
       BOTTOM TAGLINE
       ============================================= */
    .s03-bottom {
      width: 100%;
      padding: 36px 40px 48px;
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      background: #0a0a08;
    }

    .s03-tagline {
      font-family: "Cormorant Garamond, serif";
      font-size: 14px;
      font-weight: 300;
      letter-spacing: 0.30em;
      color: #bbbbbb;
      text-transform: uppercase;
      margin-bottom: 18px;
    }

    .s03-bottom-line {
      width: 44px;
      height: 2px;
      background: #c9922a;
    }

    /* ============================================================
       TABLET — <= 1024px
       ============================================================ */
    @media (max-width: 1024px) {
      .s03-stats {
        padding: 56px 44px;
        gap: 0;
      }

      .s03-stat {
        padding: 0 28px;
      }

      .s03-stat:first-child {
        padding-left: 0;
      }
    }

    /* ============================================================
       MOBILE — <= 768px
       ============================================================ */
    @media (max-width: 768px) {
      .s03-headline {
      max-width: 85%;
      }
      .s03-top {
        padding: 56px 28px 48px;
      }

      .s03-stats {
        grid-template-columns: repeat(2, 1fr);
        padding: 48px 28px;
        gap: 40px 0;
      }

      /* Remove all pseudo dividers */
      .s03-stat + .s03-stat::before {
        display: none;
      }

      /* Add divider only between col 1 and 2 in each row */
      .s03-stat:nth-child(odd) {
        padding-left: 0;
        padding-right: 24px;
        border-right: 1px solid rgba(201,168,76,0.25);
      }

      .s03-stat:nth-child(even) {
        padding-left: 24px;
        padding-right: 0;
      }
      

      .s03-stat-value {
        font-size: clamp(30px, 7vw, 60px);
      }

      .s03-bottom {
        padding: 32px 28px 44px;
      }
    }

    /* ============================================================
       SMALL MOBILE — <= 480px
       ============================================================ */
    @media (max-width: 480px) {
      .s03-stats {
        grid-template-columns: 1fr;
        padding: 40px 22px;
        gap: 36px;
      }

      .s03-stat,
      .s03-stat:nth-child(odd),
      .s03-stat:nth-child(even) {
        padding: 0;
        border-right: none;
      }

      /* horizontal divider between stacked stats */
      .s03-stat + .s03-stat {
        padding-top: 36px;
        border-top: 1px solid rgba(201,168,76,0.20);
      }

      .s03-top {
        padding: 48px 22px 40px;
      }

      .s03-bottom {
        padding: 28px 22px 40px;
      }
    }


     /* ---------- Section wrapper ---------- */
    .s04-section {
      position: relative;
      width: 100%;
      min-height: 100vh;
      display: flex;
      align-items: center;
      overflow: hidden;
      background: #0a0a08;
    }

    /* ---------- Full-section BG image ---------- */
    .s04-bg {
      position: absolute;
      inset: 0;
      background-image: url("../images/four-bg.png");
      background-size: cover;
      background-position: 60% center;
      background-repeat: no-repeat;
      z-index: 0;
    }

    /* Dark overlay — heavier on left for text, lighter right for image */
    .s04-overlay {
      position: absolute;
      inset: 0;
      z-index: 1;
      background:
        /* linear-gradient(to right,
          rgba(8,8,6,0.97) 0%,
          rgba(8,8,6,0.93) 30%,
          rgba(8,8,6,0.65) 52%,
          rgba(8,8,6,0.18) 75%,
          rgba(8,8,6,0.08) 100%),
        linear-gradient(to bottom,
          rgba(8,8,6,0.5) 0%,
          transparent 8%,
          transparent 92%,
          rgba(8,8,6,0.5) 100%); */
          linear-gradient(to right,
          rgba(8,8,6,0.97) 0%,
          rgba(8,8,6,0.93) -4%,
          rgba(8,8,6,0.65) 0%,
          rgba(8,8,6,0.18) 0%,
          rgba(8,8,6,0.08) 100%),
        linear-gradient(to bottom,
          rgba(8,8,6,0.5) 0%,
          transparent 0%,
          transparent 100%,
          rgba(8,8,6,0.5) 100%)
    }

    /* ---------- Inner two-column grid ---------- */
    .s04-inner {
      position: relative;
      z-index: 2;
      width: 100%;
      max-width: 1440px;
      margin: 0 auto;
      padding: 80px 72px;
      display: grid;
      grid-template-columns: 46% 54%;
      align-items: start;
      gap: 0;
      min-height: 100vh;
    }

    /* ================================================
       LEFT COLUMN — text content
       ================================================ */
    .s04-content {
      display: flex;
      flex-direction: column;
      padding-right: 40px;
      padding-top: 20px;
    }

    /* "04" section number */
    .s04-num {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 400;
      color: rgba(201,168,76,0.70);
      letter-spacing: 0.1em;
      margin-bottom: 10px;
    }

    /* short gold line under number */
    .s04-num-line {
      width: 30px;
      height: 1.5px;
      background: #c9922a;
      margin-bottom: 24px;
    }

    /* eyebrow */
    .s04-eyebrow {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 500;
      letter-spacing: 0.26em;
      color: #c9922a;
      text-transform: uppercase;
      margin-bottom: 22px;
    }

    /* main heading */
    .s04-headline {
      font-family: "Cormorant Garamond", serif;
      font-size: 72px;
      font-weight: 500;
      line-height: 1;
      color: #ffffff;
      margin-bottom: 0;
    }

    /* gold italic last line */
    .s04-headline-gold {
      font-family: "Cormorant Garamond", serif;
      font-size: 72px;
      font-weight: 500;
      font-style: italic;
      line-height: 1;
      color: #c9922a;
      display: block;
      margin-bottom: 30px;
    }

    /* short gold divider */
    .s04-divider {
      width: 65px;
      height: 2px;
      background: #c9922a;
      margin-bottom: 36px;
    }

    /* ---------- Pain points list ---------- */
    .s04-list {
      display: flex;
      flex-direction: column;
      gap: 28px;
      margin-bottom: 40px;
    }

    .s04-item {
      display: grid;
      grid-template-columns: 20px 1fr;
      gap: 14px;
      align-items: start;
    }

    /* X icon */
    .s04-x {
      margin-top: 1px;
      flex-shrink: 0;
    }

    .s04-x svg {
      width: 16px;
      height: 16px;
      stroke: #c9922a;
      stroke-width: 2;
      stroke-linecap: round;
    }

    .s04-item-body {}

    .s04-item-title {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 700;
      letter-spacing: 0.16em;
      color: #ffffff;
      text-transform: uppercase;
      margin-bottom: 6px;
    }

    .s04-item-desc {
      font-family: "Montserrat", sans-serif;
      font-size: 16px;
      font-weight: 300;
      line-height: 1.65;
      color: #bbbbbb;
    }

    /* ---------- Bottom callout box ---------- */
    .s04-callout {
      display: grid;
      grid-template-columns: 28px 1fr;
      gap: 16px;
      align-items: start;
      border: 1.5px solid rgba(201,168,76,0.45);
      padding: 20px 22px;
      max-width: 480px;
    }

    .s04-callout-icon svg {
      width: 24px;
      height: 24px;
      stroke: #c9922a;
      stroke-width: 1.8;
      fill: none;
      margin-top: 2px;
    }

    .s04-callout-text {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 400;
      line-height: 1.65;
      color: #bbbbbb;
    }

    .s04-callout-text span {
      color: #c9922a;
      font-style: italic;
    }

    /* ================================================
       RIGHT COLUMN — course cards grid
       ================================================ */
    .s04-cards-col {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      grid-template-rows: auto auto auto auto;
      gap: 6px;
      align-self: center;
      padding-left: 20px;
    }

    /* --- Base card style --- */
    .s04-card {
      background: rgba(20,18,14,0.88);
      border: 1px solid rgba(201,168,76,0.18);
      padding: 18px 16px;
      display: flex;
      flex-direction: column;
      gap: 7px;
      backdrop-filter: blur(4px);
    }

    .s04-card-title {
      font-family: "Montserrat", sans-serif;
      font-size: 12px;
      font-weight: 700;
      letter-spacing: 0.10em;
      line-height: 1.4;
      color: #ffffff;
      text-transform: uppercase;
    }

    /* gold accent on "PRICE ACTION" */
    .s04-card-title .s04-gold {
      color: #c9922a;
    }

    .s04-card-sub {
      font-family: "Montserrat", sans-serif;
      font-size: 9px;
      font-weight: 500;
      letter-spacing: 0.16em;
      color: rgba(201,168,76,0.60);
      text-transform: uppercase;
    }

    .s04-card-price {
      font-family: "Cormorant Garamond", serif;
      font-size: 26px;
      font-weight: 500;
      color: #ffffff;
      margin-top: 4px;
    }

    .s04-card-price-small {
      font-size: 14px;
      font-weight: 400;
      color: rgba(255,255,255,0.65);
    }

    /* card CTA button */
    .s04-card-btn {
      display: inline-block;
      background: #c9922a;
      color: #0a0a08;
      font-family: "Montserrat", sans-serif;
      font-size: 9px;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      padding: 8px 14px;
      text-decoration: none;
      cursor: pointer;
      border: none;
      width: fit-content;
      margin-top: 2px;
    }

    /* outlined btn variant */
    .s04-card-btn-outline {
      background: transparent;
      border: 1px solid rgba(201,168,76,0.50);
      color: rgba(201,168,76,0.85);
    }

    /* --- 90% FAIL card — spans col 3, rows 3-4 --- */
    .s04-card-fail {
      background: rgba(20,18,14,0.92);
      border: 1px solid rgba(201,168,76,0.30);
      padding: 20px 16px;
      display: flex;
      flex-direction: column;
      gap: 10px;
      justify-content: center;
    }

    .s04-card-fail-title {
      font-family: "Cormorant Garamond", serif;
      font-size: 28px;
      font-weight: 600;
      font-style: italic;
      line-height: 1.15;
      color: #ffffff;
    }

    .s04-card-fail-btn {
      display: inline-block;
      background: #c9922a;
      color: #0a0a08;
      font-family: "Montserrat", sans-serif;
      font-size: 9px;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      padding: 10px 16px;
      text-decoration: none;
      cursor: pointer;
      width: fit-content;
    }

    /* Grid placement */
    /* Row 1: 3 cards across top (col 1,2,3) */
    .s04-card-r1c1 { grid-column: 1; grid-row: 1; }
    .s04-card-r1c2 { grid-column: 2; grid-row: 1; }
    .s04-card-r1c3 { grid-column: 3; grid-row: 1; }

    /* Row 2: 3 cards — col1,col2 normal, col3 spans row2 only */
    .s04-card-r2c1 { grid-column: 1; grid-row: 2; }
    .s04-card-r2c2 { grid-column: 2; grid-row: 2; }
    .s04-card-r2c3 { grid-column: 3; grid-row: 2; }

    /* Row 3: laptop image card spans col 1-2 */
    .s04-card-laptop { grid-column: 1 / 3; grid-row: 3; padding: 0; overflow: hidden; min-height: 110px; position: relative; background: #1a1712; }

    /* Row 3-4: 90% fail card spans col3 rows 3-4 */
    .s04-card-fail   { grid-column: 3; grid-row: 3 / 5; }

    /* Row 4: tagline list spans col 1-2 */
    .s04-card-tags   { grid-column: 1 / 3; grid-row: 4; background: rgba(20,18,14,0.70); border: 1px solid rgba(201,168,76,0.12); padding: 14px 16px; display: flex; flex-direction: column; gap: 5px; }

    .s04-tag-item {
      font-family: "Montserrat", sans-serif;
      font-size: 9px;
      font-weight: 500;
      letter-spacing: 0.18em;
      color: rgba(201,168,76,0.45);
      text-transform: uppercase;
    }

    /* laptop card inner */
    .s04-laptop-inner {
      width: 100%;
      height: 100%;
      min-height: 110px;
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      grid-template-rows: repeat(2,1fr);
      gap: 3px;
      padding: 8px;
      background: #111008;
    }

    .s04-yt-thumb {
      background: #1e1b12;
      border: 1px solid rgba(201,168,76,0.15);
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 6px;
      position: relative;
      overflow: hidden;
    }

    .s04-yt-label {
      font-family: "Montserrat", sans-serif;
      font-size: 7.5px;
      font-weight: 700;
      letter-spacing: 0.10em;
      color: #ffffff;
      text-transform: uppercase;
      text-align: center;
      line-height: 1.3;
      z-index: 1;
    }

    .s04-yt-thumb::before {
      content: "";
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(201,168,76,0.08) 0%, transparent 60%);
    }

    /* ============================================================
       TABLET — <= 1024px
       ============================================================ */
    @media (max-width: 1024px) {
      .s04-inner {
        padding: 70px 44px;
        grid-template-columns: 50% 50%;
      }

      .s04-headline,
      .s04-headline-gold {
        font-size: 56px;
      }

      .s04-cards-col {
        padding-left: 10px;
      }

      .s04-card-title { font-size: 10px; }
      .s04-card-price { font-size: 22px; }
    }

    /* ============================================================
       MOBILE — <= 768px
       ============================================================ */
    @media (max-width: 768px) {
      .s04-section { min-height: auto; }

      .s04-bg { background-position: 70% center; }

      .s04-overlay {
        background: rgba(8,8,6,0.88);
      }

      .s04-inner {
        grid-template-columns: 1fr;
        padding: 60px 28px 48px;
        min-height: auto;
        gap: 48px;
      }

      .s04-content { padding-right: 0; }

      .s04-headline,
      .s04-headline-gold { font-size: 48px; }

      .s04-callout { max-width: 100%; }

      .s04-cards-col {
        padding-left: 0;
        grid-template-columns: repeat(2, 1fr);
      }

      /* Reset grid placements for 2-col mobile */
      .s04-card-r1c1 { grid-column: 1; grid-row: auto; }
      .s04-card-r1c2 { grid-column: 2; grid-row: auto; }
      .s04-card-r1c3 { grid-column: 1; grid-row: auto; }
      .s04-card-r2c1 { grid-column: 2; grid-row: auto; }
      .s04-card-r2c2 { grid-column: 1; grid-row: auto; }
      .s04-card-r2c3 { grid-column: 2; grid-row: auto; }
      .s04-card-laptop { grid-column: 1 / 3; grid-row: auto; }
      .s04-card-fail   { grid-column: 1 / 3; grid-row: auto; }
      .s04-card-tags   { grid-column: 1 / 3; grid-row: auto; }
    }

    /* ============================================================
       SMALL MOBILE — <= 480px
       ============================================================ */
    @media (max-width: 480px) {
      .s04-inner { padding: 48px 20px 40px; }

      .s04-headline,
      .s04-headline-gold { font-size: 38px; }

      .s04-item-desc { font-size: 14px; }
    }


     /* ---------- Section wrapper ---------- */
    .s05-section {
      position: relative;
      width: 100%;
      min-height: 100vh;
      display: flex;
      align-items: center;
      overflow: hidden;
      background: #0a0a08;
    }

    /* ---------- Full-section BG image ---------- */
    .s05-bg {
      position: absolute;
      inset: 0;
      background-image: url("../images/five-bg.png");
      background-size: cover;
      background-position: 65% center;
      background-repeat: no-repeat;
      z-index: 0;
    }

    /* Overlay: heavy black on left for text legibility, fades right to reveal photo */
    .s05-overlay {
      position: absolute;
      inset: 0;
      z-index: 1;
      background:
        linear-gradient(
          to right,
          rgba(5,5,3,0.98) 0%,
          rgba(5,5,3,0.96) 28%,
          rgba(5,5,3,0.80) 42%,
          rgba(5,5,3,0.30) 62%,
          rgba(5,5,3,0.08) 82%,
          rgba(5,5,3,0.04) 100%
        ),
        linear-gradient(
          to bottom,
          rgba(5,5,3,0.50) 0%,
          transparent 8%,
          transparent 90%,
          rgba(5,5,3,0.55) 100%
        );
    }

    /* ---------- Inner two-column grid ---------- */
    .s05-inner {
      position: relative;
      z-index: 2;
      width: 100%;
      max-width: 1440px;
      margin: 0 auto;
      padding: 80px 72px;
      display: grid;
      grid-template-columns: 50% 50%;
      align-items: center;
      min-height: 100vh;
    }

    /* ================================================
       LEFT COLUMN — all text content
       ================================================ */
    .s05-content {
      display: flex;
      flex-direction: column;
      padding-right: 48px;
    }

    /* "05 ——" number row */
    .s05-num-row {
      display: flex;
      align-items: center;
      gap: 14px;
      margin-bottom: 20px;
    }

    .s05-num {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 400;
      color: rgba(201,168,76,0.75);
      letter-spacing: 0.12em;
    }

    .s05-num-line {
      width: 54px;
      height: 1.5px;
      background: #c9922a;
    }

    /* Eyebrow */
    .s05-eyebrow {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 500;
      letter-spacing: 0.28em;
      color: #c9922a;
      text-transform: uppercase;
      margin-bottom: 26px;
    }

    /* Main headline — 72px desktop */
    .s05-headline {
      font-family: "Cormorant Garamond", serif;
      font-size: 72px;
      font-weight: 500;
      line-height: 1;
      color: #ffffff;
      margin-bottom: 0;
    }

    /* "real trading" — gold inline */
    .s05-headline .s05-gold {
      color: #c9922a;
      font-style: italic;
    }

    /* Gold divider line */
    .s05-divider {
      width: 65px;
      height: 2px;
      background: #c9922a;
      margin: 28px 0 28px 0;
    }

    /* Gold italic subheading */
    .s05-subheading {
      font-family: "Cormorant Garamond", serif;
      font-size: 24px;
      font-weight: 500;
      font-style: italic;
      color: #c9922a;
      line-height: 1.4;
      margin-bottom: 32px;
    }

    /* Body paragraphs — 16px / weight 300 */
    .s05-body {
      display: flex;
      flex-direction: column;
      gap: 22px;
      margin-bottom: 48px;
    }

    .s05-p {
      font-family: "Montserrat", sans-serif;
      font-size: 16px;
      font-weight: 300;
      line-height: 1.75;
      color: #bbbbbb;
    }

    /* Inline bold + gold highlights in paragraph */
    .s05-p strong {
      font-weight: 600;
      color: #ffffff;
    }

    .s05-p .s05-gold-text {
      color: #c9922a;
      font-weight: 500;
    }

    /* ---------- Signature block ---------- */
    .s05-signature-block {
      display: flex;
      flex-direction: column;
      gap: 8px;
    }

   .s05-signature {
    font-family: "Great Vibes", cursive;
    font-size: 42px;
    font-weight: 400;
    color: #c9922a;
    line-height: 1.2;
    letter-spacing: 0.01em;
}

    .s05-role {
      font-family: "Montserrat", sans-serif;
      font-size: 11px;
      font-weight: 600;
      letter-spacing: 0.26em;
      color: #bbbbbb;
      text-transform: uppercase;
    }

    /* ================================================
       RIGHT — empty col, bg photo shows through
       ================================================ */
    .s05-image-col { /* intentionally empty — bg image fills */ }

    /* ============================================================
       TABLET — <= 1024px
       ============================================================ */
    @media (max-width: 1024px) {
      .s05-inner {
        padding: 72px 48px;
        grid-template-columns: 56% 44%;
      }

      .s05-headline {
        font-size: 56px;
      }

      .s05-content {
        padding-right: 28px;
      }

      .s05-overlay {
        background:
          linear-gradient(
            to right,
            rgba(5,5,3,0.98) 0%,
            rgba(5,5,3,0.95) 30%,
            rgba(5,5,3,0.72) 50%,
            rgba(5,5,3,0.20) 75%,
            rgba(5,5,3,0.05) 100%
          );
      }
    }

    /* ============================================================
       MOBILE — <= 768px
       ============================================================ */
    @media (max-width: 768px) {
      .s05-section { min-height: 100vh; }

      .s05-bg { background-position: 72% center; }

      /* Full dark overlay on mobile so text is legible */
      .s05-overlay {
        background: rgba(5,5,3,0.87);
      }

      .s05-inner {
        grid-template-columns: 1fr;
        padding: 72px 28px 72px;
        min-height: 100vh;
        align-items: center;
      }

      .s05-image-col { display: none; }

      .s05-content { padding-right: 0; }

      .s05-headline { font-size: 48px; }

      .s05-subheading { font-size: 20px; }

      .s05-p { font-size: 15px; }

      .s05-signature { font-size: 32px; }
    }

    /* ============================================================
       SMALL MOBILE — <= 480px
       ============================================================ */
    @media (max-width: 480px) {
      .s05-inner { padding: 60px 22px; }

      .s05-headline { font-size: 38px; }

      .s05-subheading { font-size: 18px; }

      .s05-p { font-size: 14px; }

      .s05-signature { font-size: 28px; }
    }


    /******** section 6 css ************/


     .s06-section {
      width: 100%;
      background: #000000;
      padding: 72px 60px 0;
    }

    /* ── TOP ── */
    .s06-top {
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      margin-bottom: 52px;
    }

    .s06-num-row {
      display: flex;
      align-items: center;
      gap: 18px;
      margin-bottom: 16px;
    }
    .s06-num-line { width: 54px; height: 1px; background: #c9922a; }
    .s06-num {
      font-family: "Montserrat", sans-serif;
      font-size: 13px;
      font-weight: 500;
      color: rgba(201,168,76,0.85);
      letter-spacing: 0.15em;
    }

    .s06-eyebrow {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 500;
      letter-spacing: 0.28em;
      color: #c9922a;
      text-transform: uppercase;
      margin-bottom: 18px;
    }

    .s06-headline {
      font-family: "Cormorant Garamond", serif;
      font-size: 72px;
      font-weight: 500;
      line-height: 1;
      color: #ffffff;
      max-width: 100%;
      margin-bottom: 22px;
    }

    .s06-subtext {
      font-family: "Montserrat", sans-serif;
      font-size: 18px;
      font-weight: 300;
      line-height: 1.7;
      color: #bbbbbb;
    }

    /* ── GRID WRAPPER ── */
    .s06-grid-wrap {
      width: 100%;
      display: flex;
      flex-direction: column;
      gap: 16px;
    }

    /* Row 1: 4 equal cols */
    .s06-row1 {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 16px;
    }

    /* Row 2: 3 cols centered */
    .s06-row2 {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 16px;
      width: 75%;
      margin-left: auto;
      margin-right: auto;
    }
    .s06-row2-spacer { display: none; }

    /* ── CARD ── */
    .s06-card {
      background: #0e0e0e;
      border: 1px solid rgba(201,168,76,0.28);
      padding: 28px 26px 32px;
      display: flex;
      flex-direction: column;
      position: relative;
      overflow: hidden;
      min-height: 260px;
    }

    /* Ghost SVG icon — top right */
    .s06-card-icon {
      position: absolute;
      top: 15px;
      right: 30px;
      width: 70px;
      height: 70px;
      pointer-events: none;
    }
    .s06-card-icon svg {
      width: 100%;
      height: 100%;
      fill: none;
      stroke: #c9922a;
      stroke-width: 2;
      stroke-linecap: round;
      stroke-linejoin: round;
    }
.s06-card-icon img{
  width:100%;
}
    /* Gold number */
    .s06-card-num {
      font-size: 48px;
      font-weight: 500;
      color: #c9922a;
      line-height: 1;
      margin-bottom: 8px;
    }

    /* Short gold underline below number */
    .s06-card-num-line {
      width: 43px;
      height: 1.5px;
      background: #c9922a;
      margin-bottom: 20px;
      opacity: 0.7;
    }

    /* Title */
    .s06-card-title {
      font-family: "Montserrat", sans-serif;
      font-size: 14px;
      font-weight: 500;
      letter-spacing: 0.16em;
      color: #ffffff;
      text-transform: uppercase;
      line-height: 1.55;
      margin-bottom: 12px;
    }

    /* Body */
    .s06-card-body {
      font-family: "Montserrat", sans-serif;
      font-size: 15px;
      font-weight: 300;
      line-height: 1.75;
      color: #bbbbbb;
    }

    /* ── BOTTOM ── */
    .s06-bottom {
      margin-top: 25px;
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      padding-bottom: 64px;
      position: relative;
    }

    /* Full-width thin gold rule */
    .s06-bottom-rule {
      width: 100%;
      height: 2px;
      background: #c9922a;
      margin-bottom: 0;

    }

    /* Downward chevron/arrow sitting on the rule */
    .s06-bottom-arrow {
      width: 12px;
      height: 12px;
      border-right: 2.5px solid #c9922a;
      border-bottom: 2.5px solid #c9922a;
      transform: rotate(45deg);
      margin-top: -7px;
      margin-bottom: 32px;
      background: #0c0b09;
    }

    .s06-tagline-white {
      font-family: "Montserrat", sans-serif;
      font-size: 18px;
      font-weight: 300;
      line-height: 1.6;
      color: #bbbbbb;
      letter-spacing: 0.03em;
      margin-bottom: 6px;
    }

    .s06-tagline-gold {
      font-family: "Montserrat", sans-serif;
      font-size: 18px;
      font-weight: 600;
      color: #c9922a;
      letter-spacing: 0.03em;
    }

    /* ── TABLET ≤1024px ── */
    @media (max-width: 1024px) {
      .s06-section { padding: 64px 36px 0; }
      .s06-headline { font-size: 52px; }
      .s06-card { min-height: 240px; padding: 24px 20px 28px; }
      .s06-card-num { font-size: 40px; }
    }

    /* ── MOBILE ≤768px ── */
    @media (max-width: 768px) {
      .s06-section { padding: 52px 20px 0; }
      .s06-headline { font-size: 36px; }
      .s06-subtext  { font-size: 14px; }

      .s06-row1 { grid-template-columns: repeat(2, 1fr); }
      .s06-row2 {
        grid-template-columns: repeat(2, 1fr);
        width: 100%;
      }

      .s06-card { min-height: 200px; padding: 20px 16px 24px; }
      .s06-card-num { font-size: 36px; }
      .s06-card-title { font-size: 10px; }
      .s06-card-body  { font-size: 13px; }

      .s06-tagline-white,
      .s06-tagline-gold { font-size: 14px; }
    }

    /* ── SMALL MOBILE ≤480px ── */
    @media (max-width: 480px) {
      .s06-section { padding: 44px 14px 0; }
      .s06-headline { font-size: 28px; }
      .s06-row1,
      .s06-row2 { grid-template-columns: 1fr; width: 100%; }
      .s06-card { min-height: auto; }
    }

    /* section 7 */
     .s07-section {
      width: 100%;
      background: #000000;
      padding: 80px 72px 72px;
    }

    /* ── TOP ── */
    .s07-top {
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      margin-bottom: 64px;
    }
    .s07-num-row { display: flex; align-items: center; gap: 18px; margin-bottom: 18px; }
    .s07-num-line { width: 54px; height: 1px; background: #c9922a; }
    .s07-num {
      font-family: "Montserrat", sans-serif;
      font-size: 13px; font-weight: 500;
      color: rgba(201,168,76,0.85); letter-spacing: 0.15em;
    }
    .s07-eyebrow {
      font-family: "Montserrat", sans-serif;
      font-size: 14px; font-weight: 600;
      letter-spacing: 0.30em; color: #c9922a;
      text-transform: uppercase; margin-bottom: 20px;
    }
    .s07-headline {
      font-family: "Cormorant Garamond", serif;
      font-size: 72px; font-weight: 500;
      line-height: 1.06; color: #ffffff; margin-bottom: 24px;
    }
    .s07-subtext {
      font-family: "Montserrat", sans-serif;
      font-size: 18px; font-weight: 300;
      line-height: 1.7; color: #bbbbbb;
      max-width: 580px;
    }

    /* ── STEPS OUTER GRID ── */
    .s07-steps {
      display: grid;
      grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
      align-items: start;
      margin-bottom: 56px;
      position: relative;
    }

    /* ── HORIZONTAL CONNECTING LINE ──
       Spans full width, positioned to run through center of circles.
       Circles sit below: num(~58px) + label(~30px) + label-mb(28px) = ~116px top offset
       Circle height 136px → center at 116 + 68 = 184px from top of .s07-steps */
    .s07-connector {
      position: absolute;
      top: 184px;
      left: 0;
      right: 0;
      height: 2px;
      background: rgba(201,168,76,0.30);
      z-index: 0;
      pointer-events: none;
    }

    /* ── CHEVRON ARROWS ── */
    .s07-arrow {
      display: flex;
      align-items: flex-start;
      justify-content: center;
      /* align arrow with circle center: same 184px top, minus half arrow height */
      padding-top: 170px;
      z-index: 2;
    }
    .s07-arrow svg {
      width: 16px; height: 26px;
      stroke: rgba(201,168,76,0.65);
      fill: none; stroke-width: 2;
      stroke-linecap: round; stroke-linejoin: round;
    }

    /* ── SINGLE STEP ── */
    .s07-step {
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      position: relative;
      z-index: 1;
    }

    /* Gold italic number — Cormorant Garamond italic */
    .s07-step-num {
      font-size: 48px; font-weight: 500; 
      color: #c9922a; line-height: 1; margin-bottom: 10px;
    }

    /* Spaced caps step name */
    .s07-step-label {
      font-family: "Montserrat", sans-serif;
      font-size: 18px; font-weight: 500;
      letter-spacing: 0.26em; color: #ffffff;
      text-transform: uppercase; margin-bottom: 28px;
    }

    /* Circle — bg same as section so connector line hides behind it */
    .s07-circle {
      width: 136px; height: 136px;
      border-radius: 50%;
      border: 2px solid rgba(201,168,76,0.55);
      background: #0c0b09;
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 22px;
      flex-shrink: 0;
      position: relative; z-index: 2;
    }
    .s07-circle svg {
      width: 90px; height: 90px;
      fill: none; stroke: #c9922a;
      stroke-width: 1.4;
      stroke-linecap: round; stroke-linejoin: round;
    }

    /* Short gold underline beneath circle */
    .s07-step-line {
      width: 64px; height: 1.5px;
      background: #c9922a;
      opacity: 0.65; margin-bottom: 28px;
    }

    /* Body text — LEFT aligned */
    .s07-step-body {
      font-family: "Montserrat", sans-serif;
      font-size: 15px; font-weight: 300;
      line-height: 1.75;
      color: #bbbbbb;
      margin-bottom: 12px;
      text-align: left; width: 100%;
    }

    /* Gold italic callout — LEFT aligned */
    .s07-step-gold {
      font-family: "Montserrat", sans-serif;
      font-size: 14px; font-weight: 500; font-style: italic;
      line-height: 1.65; color: #c9922a;
      text-align: left; width: 100%;
    }

    /* ── BOTTOM CALLOUT BOX ── */
    .s07-callout {
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 28px;
      border: 2px solid rgba(201,168,76,0.30);
      background: rgba(201,168,76,0.03);
      padding: 15px 36px;
    }
    .s07-callout-icon { flex-shrink: 0; width: 75px; height: 75px; }
    .s07-callout-icon svg {
      width: 100%; height: 100%;
      fill: none; stroke: #c9922a;
      stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round;
    }
    .s07-callout-text { display: flex; flex-direction: column; gap: 4px; }
    .s07-callout-white {
      font-family: "serif";
      font-size: 25px; font-weight: 500;
      color: #ffffff; line-height: 1.1;
    }
    .s07-callout-gold {
      font-family: "serif";
      font-size: 25px; font-weight: 500;
      color: #c9922a; line-height: 1.1;
    }

    /* ── TABLET ≤1024px ── */
    @media (max-width: 1024px) {
      .s07-section { padding: 64px 44px 60px; }
      .s07-headline { font-size: 54px; }
      .s07-circle { width: 108px; height: 108px; }
      .s07-circle svg { width: 44px; height: 44px; }
      .s07-step-num { font-size: 40px; }
      .s07-step-body { font-size: 13px;
              text-align: center;
      }
      .s07-step-gold { 
                font-size: 13px;
                text-align: center;
                }
      /* recalculate connector: num~48px + label~26px + mb28 = ~102 + 54 = 156 */
      .s07-connector { top: 156px; }
      .s07-arrow { padding-top: 142px; }
      .s07-callout-white, .s07-callout-gold { font-size: 16px; }
    }

    /* ── MOBILE ≤768px ── */
    @media (max-width: 768px) {
      .s07-section { padding: 56px 24px 52px; }
      .s07-headline { font-size: 38px; }
      .s07-subtext { font-size: 14px; }
      .s07-top { margin-bottom: 48px; }

      .s07-steps {
        grid-template-columns: 1fr;
        margin-bottom: 48px;
      }
      .s07-connector { display: none; }
      .s07-arrow {
        padding-top: 0;
        transform: rotate(90deg);
        margin: 6px auto;
        width: 36px;
        justify-content: center;
      }
      .s07-step { padding-bottom: 8px; }
      .s07-callout {
        flex-direction: column; text-align: center;
        padding: 24px 22px; gap: 18px;
      }
      .s07-callout-white, .s07-callout-gold { font-size: 15px; }
    }

    /* ── SMALL MOBILE ≤480px ── */
    @media (max-width: 480px) {
      .s07-section { padding: 44px 16px 44px; }
      .s07-headline { font-size: 30px; }
    }


    /* ══ SECTION8 ══ */
    :root{
  --gold:#c9922a;
  --bg:#0C0C0C;
  --white:#FFFFFF;
  --muted:#BBBBBB;
  --div:rgba(180,140,55,0.35);
}
.s08{
  width:100%;
  padding:64px 80px 72px;
  background-color: #000000;
}
 
/* ══ 08 NUMBER ROW ══ */
.numrow{
  display:flex;align-items:center;
  justify-content:center;gap:16px;
  margin-bottom:8px;
}
.numrow .ln{width:54px;height:1px;background:var(--gold);}
.numrow em{
  font-family:'Montserrat',sans-serif;font-style:normal;
  font-size:14px;font-weight:400;
  color:var(--gold);letter-spacing:0.1em;
}
 
/* ══ EYEBROW ══ */
.eyebrow{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:600;
  letter-spacing:0.28em;text-transform:uppercase;
  color:var(--gold);margin-bottom:14px;
}
 
/* ══ HEADING ══ */
.hdg{
  text-align:center;
  font-family:'Cormorant Garamond',serif;
  font-size:72px;font-weight:600;
  line-height:1.06;color:var(--white);
  margin-bottom:20px;letter-spacing:-0.01em;
}
 
/* ══ SUBTEXT ══ */
.sub{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:300;
  line-height:1.7;color:var(--muted);
  max-width:500px;margin:0 auto 54px;
}
 
/* ══════════════════════════════════════
   STATS GRID
   – NO outer border at all
   – Only thin vertical lines BETWEEN cards (centered vertically)
   – Horizontal rule inside each card between label & desc
══════════════════════════════════════ */
.stats{
  display:flex;
  align-items:stretch;
  margin-bottom:36px;
  position:relative;
}
 
/* The vertical divider between cards – only shown between, not on outer edges */
.stat{
  flex:1;
  padding:28px 20px 28px;
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
  position:relative;
}
 
/* thin gold vertical line drawn only between cards */
.stat+.stat::before{
  content:'';
  position:absolute;
  left:0;
  /* sits only in the MIDDLE portion of the card height */
  top:30%;
  bottom:5%;
  width:1px;
  background:var(--div);
}
 
/* icon */
.sc-icon{
  width:70px;height:70px;
  display:flex;align-items:center;justify-content:center;
  margin-bottom:12px;
}
.sc-icon svg{
  width:70px;height:70px;
  stroke:var(--gold);fill:none;
  stroke-width:1.5;
  stroke-linecap:round;stroke-linejoin:round;
}
 
/* big number */
.sc-num{
  font-family:'serif';
  font-size:50px;font-weight:500;
  line-height:1;color:var(--gold);
  letter-spacing:-0.02em;
  margin-bottom:10px;
}
 
/* label */
.sc-lbl{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:500;
  letter-spacing:0.18em;text-transform:uppercase;
  color:var(--white);line-height:1.5;
  margin-bottom:14px;
}
 
/* horizontal rule inside card — full width between label & desc */
.sc-rule {
    width: calc(30% + 0px);
    height: 2px;
    background: rgb(201 146 42);
    margin-bottom: 14px;
    /* align-self: stretch; */
}
 
/* desc */
.sc-desc{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  line-height:1.65;color:var(--muted);
}
 
/* ══════════════════════════════════════
   BOTTOM PANEL
══════════════════════════════════════ */
.panel{
  border:1px solid var(--div);
  border-radius:4px;
  padding:20px 30px;
  background:#000000;
  margin-bottom:52px;
}
 
.panel-ttl{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:600;
  letter-spacing:0.26em;text-transform:uppercase;
  color:var(--gold);margin-bottom:22px;
}
 
/* 4-column grid — each card separated by dividers, outer border on the group */
.changes{
  display:flex;
  align-items:stretch;
  border:1px solid var(--div);
  border-radius:3px;
  overflow:hidden;
}
 
.cc{
  flex:1;
  padding:22px 20px 20px;
  background:#0A0A0A;
  display:flex;
  flex-direction:column;
  position:relative;
}
 
.cc+.cc{
  border-left:1px solid var(--div);
}
 
.cc-ttl{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:500;
  letter-spacing:0.12em;text-transform:uppercase;
  color:var(--white);line-height:1.5;
  margin-bottom:10px;
}
 
.cc-sub{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  color:var(--muted);margin-bottom:2px;
}
 
.cc-num{
  font-family:'serif';
  font-size:52px;font-weight:400;
  line-height:1;color:var(--gold);
  letter-spacing:-0.02em;
  margin-bottom:6px;
}
 
/* sparkline SVG */
.spark{
  width:100%;
  height:55px;
  display:block;
  margin-bottom:10px;
  overflow:visible;
}
 
.cc-desc{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  line-height:1.6;color:var(--muted);
  margin-top:auto;
}
 
/* ══ FOOTER TAGLINE ══ */
.tagline{
  display:flex;align-items:center;
  justify-content:center;gap:20px;
}
 
.tagline .shield svg{
  width:75px;height:75px;
  stroke:var(--gold);fill:none;
  stroke-width:2;
  stroke-linecap:round;stroke-linejoin:round;
}
 
.tg-words{display:flex;flex-direction:column;gap:1px;}
.tg1{
  font-family:'Cormorant Garamond',serif;
  font-size:36px;font-weight:600;
  color:var(--white);line-height:1.15;
}
.tg2{
  font-family:'Cormorant Garamond',serif;
  font-size:36px;font-weight:500;
  color:var(--gold);line-height:1.15;
}
 
/* ══ TABLET ≤ 1100px ══ */
@media(max-width:1100px){
  .s08{padding:52px 36px 60px}
  .hdg{font-size:52px}
  .stats{flex-wrap:wrap}
  .stat{flex:0 0 33.333%;min-width:33.333%}
  /* remove mid-divider logic and use simple borders */
  .stat::before{display:none}
  .stat:nth-child(2),.stat:nth-child(3),
  .stat:nth-child(5),.stat:nth-child(6){
    border-left:1px solid var(--div);
  }
  .stat:nth-child(4),.stat:nth-child(5),.stat:nth-child(6){
    border-top:1px solid var(--div);
  }
  .sc-num{font-size:46px}
  .changes{flex-wrap:wrap}
  .cc{flex:0 0 50%;min-width:50%}
  .cc:nth-child(3),.cc:nth-child(4){border-top:1px solid var(--div)}
  .cc:nth-child(2){border-left:1px solid var(--div)}
  .cc:nth-child(3){border-left:none}
  .cc:nth-child(4){border-left:1px solid var(--div)}
  .tg1,.tg2{font-size:26px}
}
 
/* ══ MOBILE ≤ 640px ══ */
@media(max-width:640px){
  .s08{padding:36px 16px 44px}
  .hdg{font-size:32px}
  .sub{font-size:14px;margin-bottom:30px}
  .stats{flex-wrap:wrap}
  .stat{flex:0 0 50%;min-width:50%;padding:22px 14px}
  .stat::before{display:none}
  .stat:nth-child(2),.stat:nth-child(4),.stat:nth-child(6){
    border-left:1px solid var(--div);
  }
  .stat:nth-child(3),.stat:nth-child(4),.stat:nth-child(5),.stat:nth-child(6){
    border-top:1px solid var(--div);
  }
  .sc-num{font-size:36px}
  .sc-icon svg{width:32px;height:32px}
  .panel{padding:18px 12px}
  .changes{flex-wrap:wrap}
  .cc{flex:0 0 100%;border-left:none!important}
  .cc+.cc{border-left:none;border-top:1px solid var(--div)!important}
  .cc-num{font-size:40px}
  .tagline{flex-direction:column;text-align:center}
  .tg1,.tg2{font-size:20px}
}

/* section9 */
/* ════════════════════════════
   SECTION WRAPPER 9
════════════════════════════ */
:root{
  --gold:    #c9922a;
  --gold2:   #D4A43A;
  --bg:      #0C0C0C;
  --bg-card: #0F0F0F;
  --bg-col:  #111111;
  --white:   #FFFFFF;
  --muted:   #BBBBBB;
  --red:     #C0392B;
  --green:   #27AE60;
  --border:  rgba(180,140,55,0.30);
}


.s09{
  width:100%;
  padding:64px 80px 72px;
  background:#000000;
}
 
/* ════ 09 NUMBER ROW ════ */
.numrow{
  display:flex;align-items:center;
  justify-content:center;gap:16px;
  margin-bottom:8px;
}
.numrow .ln{width:54px;height:1px;background:var(--gold);}
.numrow em{
  font-family:'Montserrat',sans-serif;font-style:normal;
  font-size:14px;font-weight:400;
  color:var(--gold);letter-spacing:0.1em;
}
 
/* ════ EYEBROW ════ */
.eyebrow{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:600;
  letter-spacing:0.28em;text-transform:uppercase;
  color:var(--gold);margin-bottom:14px;
}
 
/* ════ HEADING ════ */
.hdg{
  text-align:center;
  font-family:'Cormorant Garamond',serif;
  font-size:72px;font-weight:600;
  line-height:1.06;color:var(--white);
  margin-bottom:18px;letter-spacing:-0.01em;
}
 
/* ════ SUBTEXT ════ */
.sub{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:300;
  line-height:1.7;color:var(--muted);
  margin-bottom:4px;
}
.sub-gold{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:500;
  color:var(--gold);
  margin-bottom:50px;
}
 
/* ════════════════════════════
   TWO-COLUMN CASE STUDIES
════════════════════════════ */
.cases{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:24px;
  margin-bottom:28px;
}
 
/* ── Individual Case Card ── */
.case-card{
  border:1px solid var(--border);
  border-radius:4px;
  background:black;
  overflow:hidden;
  display:flex;
  flex-direction:column;
}
 
/* ── Card Header ── */
.card-header{
  padding:22px 26px 18px;
  border-bottom:1px solid var(--border);
}
 
.case-label{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:700;
  letter-spacing:0.22em;text-transform:uppercase;
  color:var(--gold);margin-bottom:8px;
}
 
.case-title{
  font-family:'Cormorant Garamond',serif;
  font-size:36px;font-weight:600;
  line-height:1.1;color:var(--white);
  margin-bottom:12px;
}
 
/* trader meta row */
.trader-meta{
  display:flex;align-items:center;
  gap:0;
  font-family:'Montserrat',sans-serif;
  font-size:13px;font-weight:400;
  color:var(--muted);
}
.trader-meta .key{
  font-weight:700;color:var(--gold);
  letter-spacing:0.05em;
  font-size:12px;
}
.trader-meta .val{
  font-weight:400;color:var(--muted);
  font-size:13px;
}
.trader-meta .sep{
  margin:0 12px;
  color:var(--border);
  font-size:16px;
  font-weight:300;
}
 
/* ── 3-Column Content Area ── */
.card-body{
  display:grid;
  grid-template-columns:1fr 1fr 1fr;
  flex:1;
}
 
.col{
  padding:20px 18px 16px;
  display:flex;
  flex-direction:column;
  border-right:1px solid var(--border);
  background:black;
}
.col:last-child{border-right:none;}
 
/* Column header with line + dot */
.col-head{
  display:flex;
  align-items:center;
  gap:8px;
  margin-bottom:14px;
}
.col-head-label{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:700;
  letter-spacing:0.22em;text-transform:uppercase;
  color:var(--gold);
  white-space:nowrap;
}
.col-head-line{
  flex:1;
  height:1px;
  background:var(--border);
  position:relative;
}
/* dot at end of line */
.col-head-line::after{
  content:'';
  position:absolute;
  right:-1px;top:50%;
  transform:translateY(-50%);
  width:6px;height:6px;
  border-radius:50%;
  background:var(--gold);
}
 
/* column body text */
.col-text{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  line-height:1.65;color:var(--muted);
  margin-bottom:14px;
}
 
/* RESULTS / FOCUS AREAS sub-heading */
.col-subhead{
  font-family:'Montserrat',sans-serif;
  font-size:10px;font-weight:700;
  letter-spacing:0.20em;text-transform:uppercase;
  color:var(--gold);
  margin-bottom:8px;
}
 
/* list items */
.col-list{
  list-style:none;
  display:flex;flex-direction:column;
  gap:5px;
  margin-bottom:14px;
}
.col-list li{
  display:flex;align-items:flex-start;
  gap:7px;
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  color:var(--muted);
  line-height:1.4;
}
/* ✗ red cross */
.col-list li.bad::before{
  content:'✕';
  color:var(--red);
  font-size:11px;
  font-weight:700;
  flex-shrink:0;
  margin-top:1px;
}
/* ✓ gold checkmark */
.col-list li.good::before{
  content:'✓';
  color:var(--gold);
  font-size:12px;
  font-weight:600;
  flex-shrink:0;
  margin-top:0px;
}
 
/* EQUITY CURVE label */
.curve-label{
  font-family:'Montserrat',sans-serif;
  font-size:10px;font-weight:700;
  letter-spacing:0.18em;text-transform:uppercase;
  margin-bottom:6px;
  margin-top:auto;
}
.curve-label .w{color:var(--white);}
.curve-label .g{color:var(--gold);}
 
/* sparkline */
.spark{
  width:100%;
  height:52px;
  display:block;
  overflow:visible;
}
 
/* ── Card Footer (growth bar) ── */
.card-footer{
  display:flex;
  align-items:center;
  gap:16px;
  padding:18px 26px;
  border-top:1px solid var(--border);
  background:black;
}
 
.trophy-icon svg{
  width:40px;height:40px;
  stroke:var(--gold);fill:none;
  stroke-width:1.5;
  stroke-linecap:round;stroke-linejoin:round;
}
/* trophy circle border */
.trophy-wrap{
  width:52px;height:52px;
  border:2px solid var(--gold);
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
 
.growth-num{
  font-family:'serif';
  font-size:52px;font-weight:500;
  line-height:1;color:var(--gold);
  letter-spacing:-0.02em;
  flex-shrink:0;
}
 
.growth-info{
  display:flex;flex-direction:column;gap:3px;
}
.growth-title{
  font-family:'Montserrat',sans-serif;
  font-size:13px;font-weight:700;
  letter-spacing:0.18em;text-transform:uppercase;
  color:var(--white);
}
.growth-sub{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  color:var(--muted);
}
 
/* ════════════════════════════
   FOOTER PANEL
════════════════════════════ */
.footer-panel{
  border:1px solid var(--border);
  border-radius:4px;
  padding:7px 30px;
  background:black;
  display:flex;
  align-items:center;
  justify-content: center;
  gap:24px;
}
 
.fp-shield svg{
  width:75px;height:75px;
  stroke:var(--gold);fill:none;
  stroke-width:2;
  stroke-linecap:round;stroke-linejoin:round;
  flex-shrink:0;
}
 
.fp-words{
  display:flex;flex-direction:column;gap:2px;
}
.fp1{
  font-family:'Cormorant Garamond',serif;
  font-size:36px;font-weight:600;
  color:var(--white);line-height:1.15;
}
.fp2{
  font-family:'Cormorant Garamond',serif;
  font-size:36px;font-weight:500;font-style:italic;
  color:var(--gold);line-height:1.15;
}
 
/* ════════════════════════════
   TABLET  ≤ 1100px
════════════════════════════ */
@media(max-width:1100px){
  .s09{padding:52px 36px 60px}
  .hdg{font-size:52px}
  .cases{grid-template-columns:1fr;gap:20px}
  .card-body{grid-template-columns:1fr 1fr 1fr}
  .fp1,.fp2{font-size:28px}
}
 
/* ════════════════════════════
   MOBILE  ≤ 700px
════════════════════════════ */
@media(max-width:700px){
  .s09{padding:38px 16px 46px}
  .hdg{font-size:34px}
  .sub,.sub-gold{font-size:14px}
  .sub-gold{margin-bottom:34px}
  .case-title{font-size:26px}
  .card-header{padding:18px 16px 14px}
  .card-body{grid-template-columns:1fr}
  .col{border-right:none;border-bottom:1px solid var(--border)}
  .col:last-child{border-bottom:none}
  .card-footer{padding:16px 16px}
  .growth-num{font-size:40px}
  .footer-panel{flex-direction:column;text-align:center;padding:24px 20px;gap:16px}
  .fp1,.fp2{font-size:22px}
  .trader-meta{flex-wrap:wrap;gap:4px}
}

/* section 10 */
:root{
  --gold:   #c9922a;
  --bg:     #0A0A0A;
  --card:   #0F0F0F;
  --white:  #FFFFFF;
  --muted:  #BBBBBB;
  --border: rgba(180,140,55,0.32);
}
/* ══════════════════════════════
   SECTION WRAPPER
══════════════════════════════ */
.s10{
  width:100%;
  padding:64px 72px 72px;
  background:var(--bg);
}
 
/* ══ 10 NUMBER ROW ══ */
.numrow{
  display:flex;align-items:center;
  justify-content:center;gap:16px;
  margin-bottom:8px;
}
.numrow .ln{width:54px;height:1px;background:var(--gold);}
.numrow em{
  font-family:'Montserrat',sans-serif;font-style:normal;
  font-size:14px;font-weight:400;
  color:var(--gold);letter-spacing:0.1em;
}
 
/* ══ EYEBROW ══ */
.eyebrow{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:600;
  letter-spacing:0.28em;text-transform:uppercase;
  color:var(--gold);margin-bottom:14px;
}
 
/* ══ HEADING ══ */
.hdg{
  text-align:center;
  font-family:'Cormorant Garamond',serif;
  font-size:72px;font-weight:600;
  line-height:1.06;color:var(--white);
  margin-bottom:18px;letter-spacing:-0.01em;
}
 
/* ══ SUBTEXT ══ */
.sub{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:300;
  line-height:1.7;color:var(--muted);
  margin-bottom:4px;
}
.sub-gold{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:500;
  color:var(--gold);
  margin-bottom:44px;
}
 
/* ══════════════════════════════
   6-COLUMN CARD GRID
   Each card: border, dark bg, split layout
   TOP half  → icon + title + desc (text area)
   BOTTOM half → photo fills flush
══════════════════════════════ */
.cards{
  display:grid;
  grid-template-columns:repeat(6,1fr);
  gap:10px;
  border-radius:4px;
  overflow:hidden;
  margin-bottom:28px;
}
 
.card{
  display:flex;
  flex-direction:column;
  background:var(--card);
  border:1px solid var(--border);
  position:relative;
}
/* .card:last-child{border-right:none;} */
 
/* ── Text section (top) ── */
.card-top{
  padding:26px 18px 20px;
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
  flex:0 0 auto;
}
 
/* icon circle */
.card-icon{
  width:75px;height:75px;
  display:flex;align-items:center;
  justify-content:center;
  margin-bottom:18px;
  flex-shrink:0;
}
.card-icon svg{
  width:65px;height:65px;
  stroke:var(--gold);fill:none;
  stroke-width:1;
  stroke-linecap:round;stroke-linejoin:round;
}
 
/* card title */
.card-title{
  font-family:'Montserrat',sans-serif;
  font-size:13px;font-weight:500;
  letter-spacing:0.18em;text-transform:uppercase;
  color:var(--white);line-height:1.5;
  margin-bottom:14px;
}
 
/* card desc */
.card-desc{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  line-height:1.65;color:var(--muted);
  text-align:center;
}
 
/* ── Photo section (bottom) ── */
.card-photo{
  flex:1;
  min-height:220px;
  position:relative;
  overflow:hidden;
}
.card-photo img{
  width:100%;height:100%;
  object-fit:cover;
  object-position:center top;
  display:block;
  filter:brightness(0.82) saturate(0.9);
}
 
/* dark-to-transparent gradient overlay at top of photo blending into card */
.card-photo::before{
  content:'';
  position:absolute;
  top:0;left:0;right:0;
  height:48px;
  background:linear-gradient(to bottom, var(--card) 0%, transparent 100%);
  z-index:1;
  pointer-events:none;
}
 
/* ══════════════════════════════
   FOOTER PANEL
══════════════════════════════ */
.footer-panel{
  border:1px solid var(--border);
  border-radius:4px;
  background:black;
  display:flex;
  overflow:hidden;
  padding:7px 30px;
}
 
/* left shield column */
.fp-left{
  padding:28px 36px;
  display:flex;
  align-items:center;
  justify-content:center;
  border-right:1px solid var(--border);
  flex-shrink:0;
}
.fp-left svg{
  width:60px;height:68px;
  stroke:var(--gold);fill:none;
  stroke-width:2.5;
  stroke-linecap:round;stroke-linejoin:round;
}
 
/* right text column */
.fp-right{
  padding:0px 40px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  gap:0;
}
 
.fp1{
  font-family:'Cormorant Garamond',serif;
  font-size:38px;font-weight:600;
  color:var(--white);line-height:1.15;
  margin-bottom:2px;
}
.fp2{
  font-family:'Cormorant Garamond',serif;
  font-size:38px;font-weight:500;font-style:italic;
  color:var(--gold);line-height:1.15;
  margin-bottom:16px;
}
 
/* gold divider line under the two big lines */
.fp-divider{
  width:48px;height:1px;
  background:var(--gold);
  margin-bottom:14px;
}
 
.fp-para{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:400;
  color:var(--muted);line-height:1.7;
}
.fp-para strong{
  color:var(--white);font-weight:700;
}
 
/* ══════════════════════════════
   TABLET  ≤ 1100px
══════════════════════════════ */
@media(max-width:1100px){
  .s10{padding:52px 36px 60px}
  .hdg{font-size:52px}
  .cards{
    grid-template-columns:repeat(3,1fr);
    border-radius:3px;
  }
  /* re-apply borders for 3-col */
  .card:nth-child(3){border-right:none}
  .card:nth-child(4),.card:nth-child(5),.card:nth-child(6){
    border-top:1px solid var(--border);
  }
  .card:nth-child(6){border-right:none}
  .card-photo{min-height:180px}
  .fp1,.fp2{font-size:28px}
}
 
/* ══════════════════════════════
   MOBILE  ≤ 680px
══════════════════════════════ */
@media(max-width:680px){
  .s10{padding:38px 16px 46px}
  .hdg{font-size:34px}
  .sub,.sub-gold{font-size:14px}
  .sub-gold{margin-bottom:30px}
  .cards{
    grid-template-columns:repeat(2,1fr);
  }
  .card{border-right:1px solid var(--border)}
  .card:nth-child(2n){border-right:none}
  .card:nth-child(n+3){border-top:1px solid var(--border)}
  .card-photo{min-height:160px}
  .footer-panel{flex-direction:column}
  .fp-left{border-right:none;border-bottom:1px solid var(--border);padding:24px}
  .fp-right{padding:24px 20px}
  .fp1,.fp2{font-size:22px}
  .fp-para{font-size:13px}
}
 
@media(max-width:400px){
  .cards{grid-template-columns:1fr}
  .card{border-right:none!important}
  .card:nth-child(n+2){border-top:1px solid var(--border)}
}


/* section 11 css */
:root{
  --gold:   #c9922a;
  --bg:     #0A0A0A;
  --card:   #111111;
  --white:  #FFFFFF;
  --muted:  #BBBBBB;
  --border: rgba(180,140,55,0.32);
}
/* ══════════════════════════════
   SECTION WRAPPER
══════════════════════════════ */
.s11{
  width:100%;
  padding:64px 72px 72px;
  background:var(--bg);
}
 
/* ══ NUMBER ROW ══ */
.numrow{
  display:flex;align-items:center;
  justify-content:center;gap:16px;
  margin-bottom:8px;
}
.numrow .ln{width:54px;height:1px;background:var(--gold);}
.numrow em{
  font-family:'Montserrat',sans-serif;font-style:normal;
  font-size:14px;font-weight:400;
  color:var(--gold);letter-spacing:0.1em;
}
 
/* ══ EYEBROW ══ */
.eyebrow{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:600;
  letter-spacing:0.28em;text-transform:uppercase;
  color:var(--gold);margin-bottom:14px;
}
 
/* ══ HEADING — 2 lines ══ */
.hdg{
  text-align:center;
  font-family:'Cormorant Garamond',serif;
  font-size:72px;font-weight:600;
  line-height:1.06;color:var(--white);
  margin-bottom:18px;letter-spacing:-0.01em;
}
 
/* ══ SUBTEXT ══ */
.sub{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:300;
  line-height:1.7;color:var(--muted);
  margin-bottom:4px;
}
.sub-gold{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:18px;font-weight:500;
  color:var(--gold);
  margin-bottom:44px;
}
 
/* ══════════════════════════════
   BENEFIT CARD — shared styles
══════════════════════════════ */
.benefit-card{
  background:var(--card);
  border:1px solid var(--border);
  border-radius:3px;
  padding:32px 20px 28px;
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
}
 
/* gold circle icon */
.b-icon{
  width:75px;height:75px;
  /* border:1.5px solid var(--gold); */
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  margin-bottom:20px;
  flex-shrink:0;
}
.b-icon svg{
  width:65px;height:65px;
  stroke:var(--gold);fill:none;
  stroke-width:1;
  stroke-linecap:round;stroke-linejoin:round;
}
 
/* title */
.b-title{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:500;
  letter-spacing:0.16em;text-transform:uppercase;
  color:var(--white);line-height:1.55;
  margin-bottom:14px;
}
 
/* desc */
.b-desc{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:300;
  line-height:1.7;color:var(--muted);
}
 
/* ══════════════════════════════
   ROW 1 — 6 cards
══════════════════════════════ */
.row1{
  display:grid;
  grid-template-columns:repeat(6,1fr);
  gap:12px;
  margin-bottom:12px;
}
 
/* ══════════════════════════════
   ROW 2 — 5 cards
══════════════════════════════ */
.row2{
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:12px;
  margin-bottom:28px;
}
 
/* ══════════════════════════════
   FOOTER PANEL
══════════════════════════════ */
.footer-panel{
  border:1px solid var(--border);
  border-radius:4px;
  background:black;
  display:flex;
  align-items:center;
  padding:0;
  overflow:hidden;
  padding:7px 30px;
}
 
/* trophy left column */
.fp-left10{
  padding:3px 36px;
  display:flex;
  align-items:center;
  justify-content:center;
  border-right:1px solid var(--border);
  flex-shrink:0;
}
.fp-left10 svg{
  width:60px;height:65px;
  stroke:var(--gold);fill:none;
  stroke-width:1.5;
  stroke-linecap:round;stroke-linejoin:round;
}
 
/* text right */
.fp-right{
  padding:3px 40px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  gap:3px;
}
.fp1{
  font-family:'Cormorant Garamond',serif;
  font-size:36px;font-weight:600;
  color:var(--white);line-height:0.8;
}
.fp2{
  font-family:'Cormorant Garamond',serif;
  font-size:36px;font-weight:500;font-style:italic;
  color:var(--gold);line-height:0.8;
}
 
/* ══════════════════════════════
   TABLET  ≤ 1100px
══════════════════════════════ */
@media(max-width:1100px){
  .s11{padding:52px 36px 60px}
  .hdg{font-size:52px}
  .row1{grid-template-columns:repeat(3,1fr)}
  .row2{grid-template-columns:repeat(3,1fr)}
  .fp1,.fp2{font-size:26px}
}
 
/* ══════════════════════════════
   MOBILE  ≤ 680px
══════════════════════════════ */
@media(max-width:680px){
  .s11{padding:38px 16px 46px}
  .hdg{font-size:34px}
  .sub,.sub-gold{font-size:14px}
  .sub-gold{margin-bottom:30px}
  .row1,.row2{grid-template-columns:repeat(2,1fr);gap:10px}
  .row1,.row2{margin-bottom:10px}
  .footer-panel{flex-direction:column}
  .fp-left{border-right:none;border-bottom:1px solid var(--border);padding:22px}
  .fp-right{padding:22px 20px}
  .fp1,.fp2{font-size:20px}
}


/* section 10 css */
:root {
            --s11-gold: #c5a059;
            --s11-bg: #000000;
            --s11-text-main: #ffffff;
            --s11-text-muted: #a0a0a0;
            --s11-border: rgba(197, 160, 89, 0.3);
        }

        .s11-wrapper {
            background-color: var(--s11-bg);
            color: var(--s11-text-main);
            font-family: 'Inter', sans-serif;
            padding: 80px 20px;
            max-width: 1200px;
            margin: 0 auto;
            line-height: 1.6;
        }

        /* Typography Presets */
        .s11-eyebrow {
            font-size: 14px;
            text-transform: uppercase;
            color: var(--s11-gold);
            letter-spacing: 3px;
            text-align: center;
            margin-bottom: 20px;
            font-weight: 400;
        }

        .s11-heading {
            font-family: 'Cormorant Garamond',serif;
            font-size: 72px;
            text-align: center;
            line-height: 1.1;
            margin: 0 auto 30px;
            max-width: 900px;
            font-weight: 400;
        }

        .s11-heading span {
            color: var(--s11-gold);
            font-style: italic;
        }

        .s11-subheading {
            font-size: 18px;
            text-align: center;
            color: var(--s11-text-muted);
            margin-bottom: 15px;
            font-weight: 300;
        }

        .s11-gold-tag {
            font-size: 18px;
            color: var(--s11-gold);
            text-align: center;
            margin-bottom: 50px;
            font-weight: 400;
        }

        /* Top Grid - Testimonials */
        .s11-main-grid {
            display: grid;
            grid-template-columns: 1fr 3fr;
            border: 1px solid var(--s11-gold);
            border-radius: 8px;
            margin-bottom: 40px;
            overflow: hidden;
        }

        .s11-stat-box {
            padding: 40px;
            border-right: 1px solid var(--s11-gold);
            text-align: center;
            display: flex;
            flex-direction: column;
            justify-content: center;
            align-items: center;
        }

        .s11-stat-number {
            font-size: 64px;
            color: var(--s11-gold);
            font-family: 'Cormorant Garamond',serif;
            line-height: 1;
        }

        .s11-stat-label {
            font-size: 14px;
            font-weight: 400;
            margin-top: 10px;
            letter-spacing: 1px;
            text-transform: uppercase;
        }

        .s11-testimonials {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            padding: 40px;
            gap: 30px;
        }

        .s11-quote-card {
            font-size: 16px;
            font-weight: 300;
        }

        .s11-quote-card svg {
            fill: var(--s11-gold);
            width: 24px;
            margin-bottom: 15px;
        }

        .s11-author {
            margin-top: 20px;
            font-size: 14px;
            font-weight: 600;
            letter-spacing: 1px;
        }

        .s11-meta {
            font-size: 12px;
            color: var(--s11-gold);
            text-transform: uppercase;
            margin-top: 5px;
        }

        /* Feature Icons Grid */
        .s11-features-grid {
            display: grid;
            grid-template-columns: repeat(8, 1fr);
            gap: 10px;
            margin-top: 20px;
        }

        .s11-feature-item {
            border: 1px solid var(--s11-border);
            padding: 20px 10px;
            text-align: center;
            border-radius: 4px;
        }

        .s11-feature-item svg {
            width: 30px;
            height: 30px;
            stroke: var(--s11-gold);
            margin-bottom: 15px;
        }

        .s11-feature-title {
            font-size: 11px;
            text-transform: uppercase;
            font-weight: 600;
            margin-bottom: 10px;
            height: 30px;
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .s11-feature-desc {
            font-size: 11px;
            color: var(--s11-text-muted);
            line-height: 1.4;
        }

        /* Bottom Stats Bar */
        .s11-bottom-bar {
            display: grid;
            grid-template-columns: 1.5fr repeat(4, 1fr);
            border: 1px solid var(--s11-gold);
            margin-top: 20px;
            border-radius: 4px;
        }

        .s11-bottom-msg {
            padding: 20px;
            border-right: 1px solid var(--s11-gold);
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .s11-bottom-stat {
            padding: 20px;
            text-align: center;
            border-right: 1px solid var(--s11-gold);
        }

        .s11-bottom-stat:last-child { border-right: none; }

        .s11-b-val { font-size: 24px; color: var(--s11-gold); font-family: 'Cormorant Garamond',serif; }
        .s11-b-lbl { font-size: 10px; text-transform: uppercase; margin-top: 5px; }

        /* Responsive Design */
        @media (max-width: 1024px) {
            .s11-heading { font-size: 56px; }
            .s11-features-grid { grid-template-columns: repeat(4, 1fr); }
            .s11-testimonials { grid-template-columns: 1fr; }
            .s11-bottom-bar { grid-template-columns: 1fr 1fr; }
        }

        @media (max-width: 768px) {
            .s11-heading { font-size: 36px; }
            .s11-main-grid { grid-template-columns: 1fr; }
            .s11-stat-box { border-right: none; border-bottom: 1px solid var(--s11-gold); }
            .s11-features-grid { grid-template-columns: repeat(2, 1fr); }
            .s11-bottom-bar { grid-template-columns: 1fr; }
        }

        /* section 12 */
        :root {
  --s12-bg: #000000;
  --s12-gold: #c9922a;
  --s12-gold-light: #d4a843;
  --s12-white: #ffffff;
  --s12-white-dim: rgba(255,255,255,0.85);
  --s12-border: rgba(201,168,76,0.35);
  --s12-card-bg: #000000;
  --s12-caption: 14px;
  --s12-sub: 18px;
  --s12-para: 16px;
  --s12-heading: 72px;
  --s12-font-body: 'Montserrat', sans-serif;
  --s12-font-display: 'Cormorant Garamond',serif;
}
/* ===== RESET SCOPED ===== */
.s12-section * {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
 
/* ===== SECTION WRAPPER ===== */
.s12-section {
  background-color: var(--s12-bg);
  color: var(--s12-white);
  font-family: var(--s12-font-body);
  width: 100%;
  padding: 70px 20px 50px;
}
 
.s12-container {
  max-width: 1380px;
  margin: 0 auto;
  width: 100%;
}
 
/* ===== TOP LABEL ===== */
.s12-top-label {
  text-align: center;
  margin-bottom: 18px;
}
 
.s12-section-num {
  display: block;
  font-family: var(--s12-font-body);
  font-size: var(--s12-caption);
  font-weight: 400;
  color: var(--s12-white);
  letter-spacing: 0.08em;
  margin-bottom: 4px;
}
 
.s12-section-tag {
  display: inline-block;
  font-family: var(--s12-font-body);
  font-size: var(--s12-caption);
  font-weight: 700;
  color: var(--s12-gold);
  letter-spacing: 0.25em;
  text-transform: uppercase;
  position: relative;
  padding: 0 24px;
}
 
.s12-section-tag::before,
.s12-section-tag::after {
  content: '';
  position: absolute;
  top: 50%;
  width: 40px;
  height: 1px;
  background: var(--s12-gold);
}
.s12-section-tag::before { right: 100%; margin-right: -20px; }
.s12-section-tag::after  { left:  100%; margin-left:  -20px; }
 
/* ===== HERO HEADLINE ===== */
.s12-hero {
  text-align: center;
  margin-bottom: 40px;
}
 
.s12-hero h1 {
  font-family: var(--s12-font-display);
  font-size: var(--s12-heading);
  font-weight: 700;
  color: var(--s12-white);
  line-height: 1.08;
  margin-bottom: 8px;
}
 
.s12-hero h1 span {
  color: var(--s12-gold);
  /* font-style: italic; */
}
 
.s12-hero-sub {
  font-family: var(--s12-font-body);
  font-size: 18px;
  font-weight: 300;
  color: var(--s12-white-dim);
  margin-bottom: 10px;
  line-height: 1.6;
}
 
.s12-hero-tagline {
  font-family: var(--s12-font-body);
  font-size:18px;
  font-weight: 700;
  color: var(--s12-gold);
  letter-spacing: 0.05em;
}
 
/* ===== SOCIAL PROOF ROW ===== */
.s12-proof-row {
  display: grid;
  grid-template-columns: 220px 1fr 1fr 1fr;
  gap: 0;
  border: 1px solid var(--s12-border);
  border-radius: 6px;
  overflow: hidden;
  margin-bottom: 10px;
}
 
.s12-stat-cell {
  background: var(--s12-card-bg);
  border-right: 1px solid var(--s12-border);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 36px 14px;
  text-align: center;
}
 
.s12-stat-icon {
  font-size: 36px;
  color: var(--s12-gold);
  margin-bottom: 10px;
  line-height: 1;
}
 
.s12-stat-pct {
  font-family: 'serif';
  font-size: 56px;
  font-weight: 500;
  color: var(--s12-gold);
  line-height: 1;
  margin-bottom: 6px;
}
 
.s12-stat-label {
  font-family: var(--s12-font-body);
  font-size: var(--s12-caption);
  font-weight: 500;
  color: var(--s12-white);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  line-height: 1.4;
}
 
.s12-testimonial-cell {
  background: var(--s12-card-bg);
  border-right: 1px solid var(--s12-border);
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.s12-testimonial-cell:last-child { border-right: none; }
 
.s12-quote-mark {
  font-family: var(--s12-font-display);
    font-size: 137px;
    color: var(--s12-gold);
    line-height: 0px;
    margin-bottom: 0px;
    margin-top: 51px;
    padding: 0px;
}
 
.s12-quote-text {
  font-family: var(--s12-font-body);
  font-size: var(--s12-para);
  font-weight: 300;
  color: var(--s12-white-dim);
  line-height: 1.65;
  flex: 1;
  margin-bottom: 18px;
}
 
.s12-quote-divider {
  width: 28px;
  height: 1px;
  background: var(--s12-white-dim);
  margin-bottom: 12px;
}
 
.s12-quote-name {
  font-family: var(--s12-font-body);
  font-size: var(--s12-caption);
  font-weight: 700;
  color: var(--s12-white);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 4px;
}
 
.s12-quote-meta {
  font-family: var(--s12-font-body);
  font-size: var(--s12-caption);
  font-weight: 700;
  color: var(--s12-gold);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  line-height: 1.6;
}
 
/* ===== ACCESS SECTION LABEL ===== */
.s12-access-label {
  text-align: center;
  font-family: var(--s12-font-body);
  font-size: var(--s12-caption);
  font-weight: 700;
  color: var(--s12-gold);
  letter-spacing: 0.25em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
 
/* ===== ACCESS GRID ===== */
.s12-access-grid {
  display: grid;
  grid-template-columns: repeat(8, 1fr);
  gap: 6px;
  /* border: 1px solid var(--s12-border); */
  border-radius: 6px;
  overflow: hidden;
  margin-bottom: 20px;
}
 
.s12-access-card {
  background: var(--s12-card-bg);
  border: 1px solid var(--s12-border);
  padding: 10px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}
/* .s12-access-card:last-child { border-right: none; } */
 
.s12-access-icon {
  font-size: 30px;
  color: var(--s12-gold);
  margin-bottom: 14px;
  line-height: 1;
}
 
/* SVG icons */
.s12-icon-svg {
  width: 50px;
  height: 50px;
  margin-bottom: 14px;
  fill: var(--s12-gold);
}
 
.s12-access-title {
  font-family: var(--s12-font-body);
  font-size: 12px;
  font-weight: 500;
  color: var(--s12-white);
  letter-spacing: 0.10em;
  text-transform: uppercase;
  margin-bottom: 10px;
  line-height: 1.4;
}
 
.s12-access-desc {
  font-family: var(--s12-font-body);
  font-size: 12px;
  font-weight: 300;
  color: rgba(255,255,255,0.65);
  line-height: 1.6;
}
 
/* ===== BOTTOM ROW ===== */
.s12-bottom-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: 0;
  border: 1px solid var(--s12-border);
  border-radius: 6px;
  overflow: hidden;
  margin-bottom: 5px;
}
 
.s12-relationship-cell {
  background: var(--s12-card-bg);
  border-right: 1px solid var(--s12-border);
  padding: 16px;
  display: flex;
  align-items: center;
  gap: 20px;
  grid-column: span 1;
}
 
.s12-crown-icon {
  width: 52px;
  height: 52px;
  flex-shrink: 0;
  fill: var(--s12-gold);
}
 
.s12-relationship-text h3 {
  font-family: var(--s12-font-body);
  font-size: var(--s12-sub);
  font-weight: 500;
  color: var(--s12-white);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  line-height: 1.3;
  margin-bottom: 8px;
}
 
.s12-relationship-text p {
  font-family: var(--s12-font-body);
  font-size: 13px;
  font-weight: 300;
  color: var(--s12-white-dim);
  line-height: 1.55;
  margin-bottom: 6px;
}
 
.s12-relationship-text .s12-gold-line {
  font-size: 13px;
  font-weight: 600;
  color: var(--s12-gold);
}
 
.s12-metric-cell {
  background: var(--s12-card-bg);
  border-right: 1px solid var(--s12-border);
  padding: 16px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}
.s12-metric-cell:last-child { border-right: none; }
 
.s12-metric-icon {
  font-size: 26px;
  color: var(--s12-gold);
  margin-bottom: 8px;
}
 
.s12-metric-val {
  font-family: 'serif';
  font-size: 38px;
  font-weight: 500;
  color: var(--s12-gold);
  line-height: 1;
  margin-bottom: 6px;
}
 
.s12-metric-label {
  font-family: var(--s12-font-body);
  font-size: 12px;
  font-weight: 500;
  color: var(--s12-white);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  line-height: 1.5;
}
 
/* ===== FOOTER STRIP ===== */
.s12-footer-strip {
  text-align: center;
  padding-top: 10px;
}
 
.s12-footer-strip p {
  font-family: var(--s12-font-body);
  font-size: var(--s12-caption);
  font-weight: 400;
  color: rgba(255,255,255,0.55);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  line-height: 1.8;
}
 
.s12-footer-strip p span {
  color: var(--s12-gold);
  font-weight: 500;
}
 
/* ===================================================
   RESPONSIVE — TABLET (≤1024px)
   =================================================== */
@media (max-width: 1024px) {
  :root {
    --s12-heading: 52px;
  }
 
  .s12-section { padding: 56px 20px 40px; }
 
  .s12-proof-row {
    grid-template-columns: 1fr 1fr;
  }
  .s12-stat-cell {
    grid-column: span 2;
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
    padding: 28px 20px;
    flex-direction: row;
    gap: 20px;
    justify-content: center;
  }
  .s12-testimonial-cell {
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-testimonial-cell:nth-child(2),
  .s12-testimonial-cell:nth-child(4) { border-right: 1px solid var(--s12-border); }
  .s12-testimonial-cell:last-child { border-right: none; border-bottom: none; }
 
  .s12-access-grid {
    grid-template-columns: repeat(4, 1fr);
  }
  .s12-access-card:nth-child(4) { border-right: none; }
  .s12-access-card:nth-child(1),
  .s12-access-card:nth-child(2),
  .s12-access-card:nth-child(3),
  .s12-access-card:nth-child(4) {
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-access-card:nth-child(8) { border-right: none; }
 
  .s12-bottom-row {
    grid-template-columns: 1fr 1fr;
  }
  .s12-relationship-cell {
    grid-column: span 2;
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-metric-cell {
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-metric-cell:nth-child(even) { border-right: none; }
  .s12-metric-cell:nth-child(odd):not(.s12-relationship-cell) { border-right: 1px solid var(--s12-border); }
  .s12-metric-cell:last-child { border-bottom: none; }
  .s12-metric-cell:nth-last-child(2) { border-bottom: none; }
}
 
/* ===================================================
   RESPONSIVE — MOBILE (≤640px)
   =================================================== */
@media (max-width: 640px) {
  :root {
    --s12-heading: 34px;
    --s12-sub: 16px;
    --s12-para: 15px;
  }
 
  .s12-section { padding: 44px 14px 32px; }
 
  .s12-hero h1 { line-height: 1.12; }
 
  .s12-section-tag::before,
  .s12-section-tag::after { width: 20px; }
 
  /* proof row stacked */
  .s12-proof-row {
    grid-template-columns: 1fr;
  }
  .s12-stat-cell {
    grid-column: span 1;
    flex-direction: column;
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-testimonial-cell {
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-testimonial-cell:nth-child(2),
  .s12-testimonial-cell:nth-child(4) { border-right: none; }
 
  /* access grid 2-col */
  .s12-access-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .s12-access-card {
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-access-card:nth-child(odd) { border-right: 1px solid var(--s12-border); }
  .s12-access-card:last-child,
  .s12-access-card:nth-last-child(2) { border-bottom: none; }
 
  /* bottom row */
  .s12-bottom-row {
    grid-template-columns: 1fr 1fr;
  }
  .s12-relationship-cell {
    grid-column: span 2;
    flex-direction: column;
    align-items: flex-start;
    text-align: left;
    border-right: none;
  }
  .s12-metric-cell {
    border-right: none;
    border-bottom: 1px solid var(--s12-border);
  }
  .s12-metric-cell:nth-child(odd) { border-right: 1px solid var(--s12-border); }
  .s12-metric-cell:last-child,
  .s12-metric-cell:nth-last-child(2) { border-bottom: none; }
 
  .s12-metric-val { font-size: 30px; }
  .s12-stat-pct { font-size: 44px; }
}

/* section 13 */
/* ===== SECTION 13 PRESETS ===== */
:root {
  --s13-bg:           #000000;
  --s13-card-bg:      #000000;
  --s13-gold:         #c9922a;
  --s13-white:        #ffffff;
  --s13-white-dim:    rgba(255,255,255,0.80);
  --s13-border:       rgba(201,168,76,0.30);
  --s13-caption:      14px;
  --s13-sub:          18px;
  --s13-para:         16px;
  --s13-heading:      72px;
  --s13-font-body:    'Montserrat', sans-serif;
  --s13-font-display: 'Playfair Display', serif;
  --s13-container:    1380px;
}
 
.s13-section *{ box-sizing:border-box; margin:0; padding:0; }
 
.s13-section{
  background-color: var(--s13-bg);
  color: var(--s13-white);
  font-family: var(--s13-font-body);
  width: 100%;
  overflow: hidden;
}
 
.s13-container{
  max-width: var(--s13-container);
  margin: 0 auto;
  width: 100%;
  padding: 0 30px;
}
 
/* ── HERO ── */
.s13-hero{
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: auto;
}
 
.s13-hero-photo{
  position: relative;
  overflow: hidden;
}
/* .s13-hero-photo::after{
  content:'';
  position:absolute;
  inset:0;
  background: linear-gradient(to right, rgba(20,10,0,0.60) 0%, transparent 100%);
} */
 .s13-hero-photo img{
  width:100%;
 }
 
.s13-hero-text{
  background: #000000;
  padding: 68px 60px 52px 56px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
 
/* section label */
.s13-top-label{ margin-bottom: 22px; }
 
.s13-section-num{
  display: block;
  font-family: var(--s13-font-body);
  font-size: var(--s13-caption);
  font-weight: 400;
  color: var(--s13-white);
  letter-spacing: 0.08em;
  margin-bottom: 5px;
}
 
.s13-section-tag{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: var(--s13-caption);
  font-weight: 700;
  color: var(--s13-gold);
  letter-spacing: 0.25em;
  text-transform: uppercase;
}
.s13-section-tag::before,
.s13-section-tag::after{
  content:''; display:block;
  width:36px; height:1px;
  background:var(--s13-gold);
}
 
.s13-hero-heading{
  font-family: var(--s13-font-display);
  font-size: var(--s13-heading);
  font-weight: 700;
  color: var(--s13-white);
  line-height: 1.06;
  margin-bottom: 20px;
}
 
.s13-hero-sub{
  font-size: var(--s13-sub);
  font-weight: 700;
  color: var(--s13-gold);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 22px;
}
 
.s13-hero-para{
  font-size: 18px;
  font-weight: 300;
  color: var(--s13-white-dim);
  line-height: 1.78;
}
 
/* ── CREDENTIALS ── */
.s13-creds{ padding: 54px 0 50px; }
 
.s13-creds-label{
  text-align: center;
  font-size: 18px;
  font-weight: 700;
  color: var(--s13-gold);
  letter-spacing: 0.25em;
  text-transform: uppercase;
  margin-bottom: 38px;
}
 
.s13-creds-grid{
  display: grid;
  grid-template-columns: repeat(5,1fr);
  /* border-top: 1px solid var(--s13-border);
  border-bottom: 1px solid var(--s13-border); */
}
 
.s13-cred-item{
  padding: 32px 18px;
  text-align: center;
  border-right: 1px solid var(--s13-border);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}
.s13-cred-item:last-child{ border-right: none; }
 
.s13-cred-icon{ width:55px; height:55px; }
 
.s13-cred-title{
  font-size: var(--s13-caption);
  font-weight: 500;
  color: var(--s13-white);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  line-height: 1.4;
}
 
.s13-cred-desc{
  font-size: 14px;
  font-weight: 300;
  color: rgba(255,255,255,0.58);
  line-height: 1.6;
}
 
/* ── PHILOSOPHY ── */
.s13-philosophy{ padding: 0 0 46px; }
 
.s13-philosophy-inner{
  border: 1px solid var(--s13-border);
  border-radius: 6px;
  overflow: hidden;
  background: var(--s13-card-bg);
}
 
.s13-philosophy-label{
  text-align: center;
  font-size: 18px;
  font-weight: 700;
  color: var(--s13-gold);
  letter-spacing: 0.25em;
  text-transform: uppercase;
  padding: 30px 20px 0;
  margin-bottom: 30px;
}
 
.s13-philosophy-body{
  display: grid;
  grid-template-columns: 1fr 1px 1fr;
  padding: 0 40px 40px;
  gap: 80px;
}
 
.s13-phil-divider{
  background: var(--s13-border);
  width: 1px;
  margin: 0 32px;
}
 
.s13-phil-list{
  display: flex;
  flex-direction: column;
  gap: 28px;
}
 
.s13-phil-item{
  display: flex;
  align-items: flex-start;
  gap: 14px;
}
 
.s13-check-icon{ width:22px; height:22px; flex-shrink:0; margin-top:2px; }
 
.s13-phil-title{
  font-size: var(--s13-caption);
  font-weight: 500;
  color: var(--s13-white);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 6px;
}
 
.s13-phil-desc{
  font-size: 14px;
  font-weight: 300;
  color: rgba(255,255,255,0.62);
  line-height: 1.68;
}
 
.s13-phil-quote{
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 8px 0 8px 20px;
}
 
.s13-big-quote-mark {
    font-family: var(--s13-font-display);
    font-size: 156px;
    color: var(--s13-gold);
    line-height: 0.1;
    margin-bottom: 20px;
    opacity: 0.2;
}
 
.s13-pull-quote{
  font-family:sans-serif;
  font-size: 26px;
  font-weight: 400;
  color: var(--s13-white);
  line-height: 1.48;
  margin-bottom: 22px;
}
 
.s13-pull-attr{
  font-size: 18px;
  font-weight: 700;
  color: var(--s13-gold);
  letter-spacing: 0.15em;
  text-transform: uppercase;
}
 
/* ── PROMISE BANNER ── */
.s13-promise{ padding: 0 0 64px; }
 
.s13-promise-inner{
  border: 1px solid var(--s13-border);
  border-radius: 6px;
  background: var(--s13-card-bg);
  display: flex;
  align-items: center;
  gap: 34px;
  padding: 38px 44px;
}
 
.s13-trophy-box{
  width: 92px;
  height: 92px;
  border: 1px solid var(--s13-border);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
 
.s13-trophy-icon{ width:50px; height:50px; }
 
.s13-promise-text h2{
  font-family: var(--s13-font-display);
  font-size: 28px;
  font-weight: 400;
  color: var(--s13-white);
  line-height: 1.35;
  margin-bottom: 0;
}
 
.s13-promise-text h2 span{
  color: var(--s13-gold);
  /* font-style: italic; */
}
 
.s13-promise-sub{
  font-size: var(--s13-para);
  font-weight: 300;
  color: rgba(255,255,255,0.62);
  line-height: 1.65;
  margin-top: 6px;
  margin-bottom: 6px;
}
 
.s13-promise-bold{
  font-size: var(--s13-para);
  font-weight: 500;
  color: var(--s13-white);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
 
/* ── TABLET ≤1024px ── */
@media(max-width:1024px){
  :root{ --s13-heading:52px; }
  .s13-container{ padding:0 20px; }
  .s13-hero{ grid-template-columns:320px 1fr; min-height:420px; }
  .s13-hero-text{ padding:48px 36px 40px 36px; }
  .s13-creds-grid{ grid-template-columns:repeat(3,1fr); }
  .s13-cred-item:nth-child(3){ border-right:none; }
  .s13-cred-item:nth-child(n+4){ border-top:1px solid var(--s13-border); }
  .s13-cred-item:nth-child(5){ border-right:none; }
  .s13-philosophy-body{ padding:0 24px 30px; }
  .s13-phil-divider{ margin:0 20px; }
  .s13-pull-quote{ font-size:22px; }
  .s13-promise-inner{ padding:28px 28px; gap:24px; }
  .s13-promise-text h2{ font-size:22px; }
}
 
/* ── MOBILE ≤640px ── */
@media(max-width:640px){
  :root{ --s13-heading:36px; --s13-sub:15px; --s13-para:15px; }
  .s13-container{ padding:0 14px; }
 
  .s13-hero{ grid-template-columns:1fr; min-height:auto; }
  .s13-hero-photo{ height:260px; }
  .s13-hero-text{ padding:32px 18px 30px; }
  .s13-section-tag::before,
  .s13-section-tag::after{ width:18px; }
 
  .s13-creds-grid{ grid-template-columns:repeat(2,1fr); }
  .s13-cred-item{ border-bottom:1px solid var(--s13-border); }
  .s13-cred-item:nth-child(2n){ border-right:none; }
  .s13-cred-item:nth-child(3){ border-right:1px solid var(--s13-border); }
  .s13-cred-item:nth-child(5){ grid-column:span 2; border-right:none; border-bottom:none; }
  .s13-cred-item:nth-child(4){ border-top:none; }
 
  .s13-philosophy-body{ grid-template-columns:1fr; padding:0 16px 24px; }
  .s13-phil-divider{ width:100%; height:1px; margin:24px 0; }
  .s13-phil-quote{ padding:0; }
  .s13-pull-quote{ font-size:20px; }
  .s13-big-quote-mark{ font-size:56px; }
 
  .s13-promise-inner{ flex-direction:column; align-items:flex-start; padding:24px 18px; gap:18px; }
  .s13-promise-text h2{ font-size:19px; }
  .s13-promise{ padding-bottom:40px; }
  .s13-creds{ padding:36px 0 30px; }
}

/* section 14 */
.s14{
  --gold:#D4A43A;
  --bg:#0A0A0A;
  --card:#111111;
  --white:#FFFFFF;
  --muted:#BBBBBB;
  --border:rgba(212,164,58,0.28);
  --cta:#D4A43A;

  width:100%;
  padding:60px 0 0;
  background:var(--bg);
  color:var(--white);
  font-family:'Montserrat',sans-serif;
  -webkit-font-smoothing:antialiased;
}

.s14-wrap{
  width:1380px;
  max-width:100%;
  margin:0 auto;
  padding:0 40px;
}

/* ════════════════════════════════════
   HEADER
════════════════════════════════════ */
.s14-num{
  display:flex;align-items:center;justify-content:center;gap:16px;
  margin-bottom:8px;
}
.s14-num-ln{width:54px;height:1px;background:var(--gold)}
.s14-num-txt{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:400;
  color:var(--gold);letter-spacing:0.1em;
}

.s14-eyebrow{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:600;
  letter-spacing:0.28em;text-transform:uppercase;
  color:var(--gold);margin-bottom:12px;
}

.s14-hdg{
  text-align:center;
  font-family:'Cormorant Garamond',serif;
  font-size:72px;font-weight:600;
  line-height:1.05;color:var(--white);
  margin-bottom:10px;letter-spacing:-0.01em;
}

.s14-subtitle{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:600;
  letter-spacing:0.22em;text-transform:uppercase;
  color:var(--gold);margin-bottom:14px;
}

.s14-desc{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:16px;font-weight:300;
  line-height:1.7;color:var(--muted);
  max-width:700px;margin:0 auto;
  padding:0 20px;
}

/* ════════════════════════════════════
   6 AREAS PANEL
   Left: icon+text | Right: 2x3 grid with dividers
════════════════════════════════════ */
.s14-diag{
  display:grid;
  grid-template-columns:30% 1fr;
  border:1px solid var(--border);
  border-radius:4px;
  background:var(--card);
  overflow:hidden;
  margin:28px 0;
  padding: 20px;
  gap: 30px;
}

.s14-diag-left{
  padding:28px 20px;
  display:flex;flex-direction:column;
  align-items:center;text-align:center;
  justify-content:center;
  border-right:1px solid var(--border);
}

.s14-diag-icon{
  width:68px;height:68px;
  border:2px solid var(--gold);
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  margin-bottom:14px;flex-shrink:0;
}
.s14-diag-icon svg{
  width:38px;height:38px;
  stroke:var(--gold);fill:none;
  stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;
}

.s14-diag-title{
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:700;
  letter-spacing:0.16em;text-transform:uppercase;
  color:var(--white);line-height:1.5;
  margin-bottom:10px;
}

.s14-diag-text{
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:300;
  line-height:1.7;color:var(--muted);
}

/* right grid section */
.s14-diag-hdr{
  grid-column:1/-1;
  padding:10px 0 0 0;
  background:var(--card);
  border-bottom:1px solid var(--border);
  text-align:center;
}
.s14-diag-hdr-txt{
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:600;
  letter-spacing:0.24em;text-transform:uppercase;
  color:var(--gold);
}

.s14-diag-grid{
  display:grid;
  grid-template-columns:1fr 1fr 1fr;
  grid-row-gap:0;
  grid-column-gap:0;
}

.s14-diag-cell{
  padding:18px 20px;
  display:flex;flex-direction:row;
  align-items:flex-start;
  border-bottom:1px solid var(--border);
  border-right:1px solid var(--border);
}
.s14-diag-cell:nth-child(3),.s14-diag-cell:nth-child(6){border-right:none}
.s14-diag-cell:nth-child(4),.s14-diag-cell:nth-child(5),.s14-diag-cell:nth-child(6){border-bottom:none}

.s14-diag-cell-icon{
  width:32px;height:32px;
  margin-bottom:8px;
  margin-right:8px;
}
.s14-diag-cell-icon svg{
  width:32px;height:32px;
  stroke:var(--gold);fill:none;
  stroke-width:1.4;stroke-linecap:round;stroke-linejoin:round;
}

.s14-diag-cell-title{
  font-family:'Montserrat',sans-serif;
  font-size:10px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;
  color:var(--white);margin-bottom:4px;
}

.s14-diag-cell-desc{
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:300;
  line-height:1.6;color:var(--muted);
}

/* ════════════════════════════════════
   WHAT YOU'LL RECEIVE — 5 COL
   Gold line with centered label
════════════════════════════════════ */
.s14-receive-lbl{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:600;
  letter-spacing:0.24em;text-transform:uppercase;
  color:var(--gold);
  position:relative;
  margin:28px 0 18px;
  display:flex;align-items:center;gap:16px;
}
.s14-receive-lbl::before,
.s14-receive-lbl::after{
  content:'';flex:1;height:1px;background:var(--border);
}

.s14-receive{
  display:grid;
  grid-template-columns:repeat(5,1fr);
  border:1px solid var(--border);
  border-radius:4px;
  background:var(--card);
  overflow:hidden;
  margin-bottom:20px;
}

.s14-rcell{
  padding:20px 16px;
  display:flex;flex-direction:column;
  align-items:center;text-align:center;
  border-right:1px solid var(--border);
}
.s14-rcell:last-child{border-right:none}

.s14-rcell-icon{
  width:44px;height:44px;
  margin-bottom:10px;
}
.s14-rcell-icon svg{
  width:44px;height:44px;
  stroke:var(--gold);fill:none;
  stroke-width:1.4;stroke-linecap:round;stroke-linejoin:round;
}

.s14-rcell-title{
  font-family:'Montserrat',sans-serif;
  font-size:10px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;
  color:var(--white);line-height:1.5;
  margin-bottom:8px;
}

.s14-rcell-desc{
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:300;
  line-height:1.6;color:var(--muted);
}

/* ════════════════════════════════════
   BADGE + QUOTE PANEL
════════════════════════════════════ */
.s14-badge-panel{
  display:grid;
  grid-template-columns:1fr 1fr;
  border:1px solid var(--border);
  border-radius:4px;
  background:var(--card);
  overflow:hidden;
  margin-bottom:20px;
  padding:20px;
}

.s14-badge-col {
    padding: 24px;
    display: flex;
    flex-direction: row;
    align-items: center;
    text-align: left;
  border-right:1px solid var(--border);
}

.s14-badge-circle{
  width:76px;height:76px;
  background:linear-gradient(135deg,#E5B547 0%,#D4A43A 100%);
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  margin-bottom:12px;
  box-shadow:0 3px 10px rgba(212,164,58,0.3);
  flex-shrink:0;
  margin-right: 15px;
}
.s14-badge-circle svg{
  width:40px;height:40px;
  stroke:var(--white);fill:none;
  stroke-width:2;stroke-linecap:round;stroke-linejoin:round;
}

.s14-badge-text{
  font-family:'Montserrat',sans-serif;
  font-size:14px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;
  color:var(--white);line-height:1.6;
}

.s14-quote-col{
  padding:24px 28px;
  display:flex;flex-direction:column;
  justify-content:center;
  position:relative;
}

.s14-quote-mark{
  font-family:'Cormorant Garamond',serif;
  font-size:54px;font-weight:700;
  color:rgba(212,164,58,0.15);
  line-height:0.8;
  position:absolute;
  top:12px;left:12px;
}

.s14-quote-text{
  font-family:'Cormorant Garamond',serif;
  font-size:22px;font-weight:600;
  line-height:1.55;color:var(--white);
  margin-bottom:12px;
  position:relative;z-index:1;
}

.s14-quote-source{
  font-family:'Montserrat',sans-serif;
  font-size:11px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;
  color:var(--gold);
}

/* ════════════════════════════════════
   WHO IT'S FOR — 3 COL
════════════════════════════════════ */
.s14-who-lbl{
  text-align:center;
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:600;
  letter-spacing:0.24em;text-transform:uppercase;
  color:var(--gold);
  position:relative;
  margin:24px 0 14px;
  display:flex;align-items:center;gap:16px;
}
.s14-who-lbl::before,
.s14-who-lbl::after{
  content:'';flex:1;height:1px;background:var(--border);
}

.s14-who{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  border:1px solid var(--border);
  border-radius:4px;
  background:var(--card);
  overflow:hidden;
  margin-bottom:20px;
}

.s14-wcell{
  padding:24px 20px;
  display:flex;flex-direction:column;
  align-items:center;text-align:center;
  border-right:1px solid var(--border);
}
.s14-wcell:last-child{border-right:none}

.s14-wcell-icon{
  width:48px;height:48px;
  margin-bottom:12px;
}
.s14-wcell-icon svg{
  width:48px;height:48px;
  stroke:var(--gold);fill:none;
  stroke-width:1.4;stroke-linecap:round;stroke-linejoin:round;
}

.s14-wcell-title{
  font-family:'Montserrat',sans-serif;
  font-size:11px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;
  color:var(--white);line-height:1.5;
  margin-bottom:8px;
}

.s14-wcell-desc{
  font-family:'Montserrat',sans-serif;
  font-size:13px;font-weight:300;
  line-height:1.6;color:var(--muted);
}

/* ════════════════════════════════════
   CTA BAR
════════════════════════════════════ */
.s14-cta{
  display:grid;
  grid-template-columns:1fr 40%;
  border:1px solid var(--border);
  border-radius:4px;
  background:var(--card);
  padding:0;
  overflow:hidden;
  margin-bottom:0;
}

.s14-cta-left{
  padding:20px 28px;
  display:flex;align-items:center;
  gap:18px;
  border-right:1px solid var(--border);
}

.s14-cta-icon{
  width:50px;height:50px;
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
.s14-cta-icon svg{
  width:36px;height:36px;
  stroke:var(--gold);fill:none;
  stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;
}

.s14-cta-txt{
  display:flex;flex-direction:column;gap:4px;
}

.s14-cta-head{
  font-family:'Montserrat',sans-serif;
  font-size:12px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;
  color:var(--white);
}

.s14-cta-sub{
  font-family:'Montserrat',sans-serif;
  font-size:13px;font-weight:300;
  line-height:1.6;color:var(--muted);
}

.s14-btn{
  display:inline-block;
  padding:14px 28px;
  background:var(--cta);
  color:#000;
  border:none;
  font-family:'Montserrat',sans-serif;
  font-size:13px;font-weight:700;
  letter-spacing:0.12em;text-transform:uppercase;
  cursor:pointer;
  text-align:center;
  text-decoration:none;
  transition:all 0.3s ease;
}
.s14-btn:hover{background:#E5B547}
.s14-btn:visited{color:#000}

/* ════════════════════════════════════
   TABLET
════════════════════════════════════ */
@media(max-width:1150px){
  .s14-wrap{width:100%;padding:0 36px}
  .s14-hdg{font-size:52px}
  .s14-diag{grid-template-columns:1fr;margin:20px 0}
  .s14-diag-left{border-right:none;border-bottom:1px solid var(--border)}
  .s14-diag-grid{grid-template-columns:repeat(2,1fr)}
  .s14-diag-cell:nth-child(3),.s14-diag-cell:nth-child(6){border-right:1px solid var(--border)}
  .s14-diag-cell:nth-child(5),.s14-diag-cell:nth-child(6){border-bottom:1px solid var(--border)}
  .s14-receive{grid-template-columns:repeat(3,1fr)}
  .s14-rcell:nth-child(4),.s14-rcell:nth-child(5){border-right:none}
  .s14-rcell:nth-child(n+4){border-top:1px solid var(--border)}
  .s14-badge-panel{grid-template-columns:1fr}
  .s14-badge-col{border-right:none;border-bottom:1px solid var(--border)}
  .s14-who{grid-template-columns:1fr}
  .s14-wcell{border-right:none;border-bottom:1px solid var(--border)}
  .s14-wcell:last-child{border-bottom:none}
  .s14-cta{grid-template-columns:1fr}
  .s14-cta-left{border-right:none;border-bottom:1px solid var(--border)}
  .s14-btn{width:100%}
}

/* ════════════════════════════════════
   MOBILE
════════════════════════════════════ */
@media(max-width:700px){
  .s14-wrap{padding:0 16px}
  .s14-hdg{font-size:32px}
  .s14-desc{font-size:14px}
  .s14-diag{margin:16px 0}
  .s14-diag-grid{grid-template-columns:1fr}
  .s14-diag-cell{border-right:none;border-bottom:1px solid var(--border)}
  .s14-diag-cell:last-child{border-bottom:none}
  .s14-receive-lbl::before,
  .s14-receive-lbl::after{display:none}
  .s14-receive-lbl{margin:20px 0 12px}
  .s14-receive{grid-template-columns:repeat(2,1fr);margin-bottom:16px}
  .s14-rcell:nth-child(2n){border-right:none}
  .s14-rcell:nth-child(n+3){border-top:1px solid var(--border)}
  .s14-badge-panel{margin-bottom:16px}
  .s14-who-lbl::before,
  .s14-who-lbl::after{display:none}
  .s14-who-lbl{margin:20px 0 12px}
  .s14-who{margin-bottom:16px}
  .s14-cta{margin-bottom:0}
  .s14-btn{width:100%;padding:12px 20px;font-size:10px}
}

/* section 15 */
.s15{
  --s15-gold:#D4A43A;
  --s15-green:#22C55E;
  --s15-red:#EF4444;
  --s15-bg:#0A0A0A;
  --s15-card:#111111;
  --s15-white:#FFFFFF;
  --s15-muted:#BBBBBB;
  --s15-border-gold:rgba(212,164,58,0.28);
  --s15-border-green:rgba(34,197,94,0.40);
  --s15-border-red:rgba(239,68,68,0.40);
 
  width:100%;
  padding:60px 0;
  background:url('../images/section15-img.png') no-repeat left bottom fixed;
  background-size:auto 100%;
  background-color:var(--s15-bg);
  color:var(--s15-white);
  font-family:'Montserrat',sans-serif;
  -webkit-font-smoothing:antialiased;
}
.s15-wrap{
  width:1380px;max-width:100%;margin:0 auto;padding:0 40px;
}
 
/* HEADER */
.s15-num{
  display:flex;align-items:center;justify-content:center;gap:16px;margin-bottom:8px;
}
.s15-num-ln{width:54px;height:1px;background:var(--s15-gold)}
.s15-num-txt{font-family:'Montserrat',sans-serif;font-size:14px;font-weight:400;color:var(--s15-gold);letter-spacing:0.1em}
 
.s15-eyebrow{
  text-align:center;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:600;
  letter-spacing:0.28em;text-transform:uppercase;color:var(--s15-gold);margin-bottom:12px;
}
 
.s15-hdg{
  text-align:center;font-family:'Cormorant Garamond',serif;font-size:72px;font-weight:600;
  line-height:1.05;margin-bottom:10px;letter-spacing:-0.01em;
}
.s15-hdg-white{color:var(--s15-white)}
.s15-hdg-gold{color:var(--s15-gold);font-style:italic}
 
.s15-sub1{
  text-align:center;font-family:'Montserrat',sans-serif;font-size:16px;font-weight:300;
  color:var(--s15-muted);margin-bottom:4px;
}
.s15-sub2{
  text-align:center;font-family:'Montserrat',sans-serif;font-size:18px;font-weight:400;
  color:var(--s15-gold);margin-bottom:28px;
}
 
/* 2-COLUMN PANEL */
.s15-panel{
  display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:20px;
}
 
/* LEFT: GREEN */
.s15-left{
  border:1.5px solid var(--s15-border-green);border-radius:4px;padding:28px;
  background:var(--s15-card);
}
 
.s15-left-hdr{
  text-align:center;margin-bottom:24px;
}
.s15-left-hdr-big{
  font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;
  letter-spacing:0.2em;text-transform:uppercase;color:var(--s15-white);
  margin-bottom:4px;
}
.s15-left-hdr-sub{
  font-family:'Montserrat',sans-serif;font-size:12px;font-weight:600;
  letter-spacing:0.18em;text-transform:uppercase;color:var(--s15-green);
}
 
.s15-left-items{
  display:flex;flex-direction:column;gap:20px;
}
 
.s15-item{
  display:flex;gap:16px;align-items:flex-start;
}
 
.s15-item-icon{
  width:56px;height:56px;border:2px solid var(--s15-green);border-radius:50%;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
  position:relative;
}
.s15-item-icon-num{
  position:absolute;width:20px;height:20px;background:var(--s15-green);border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-size:11px;font-weight:700;color:var(--s15-bg);
  bottom:-4px;right:-4px;
}
.s15-item-icon svg{
  width:28px;height:28px;stroke:var(--s15-green);fill:none;stroke-width:2;
  stroke-linecap:round;stroke-linejoin:round;
}
 
.s15-item-txt{
  flex:1;
}
.s15-item-title{
  font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;color:var(--s15-white);
  margin-bottom:6px;
}
.s15-item-desc{
  font-family:'Montserrat',sans-serif;font-size:13px;font-weight:300;
  line-height:1.65;color:var(--s15-muted);margin-bottom:4px;
}
.s15-item-note{
  font-family:'Montserrat',sans-serif;font-size:12px;font-weight:500;
  color:var(--s15-green);
}
 
/* RIGHT: RED */
.s15-right{
  border:1.5px solid var(--s15-border-red);border-radius:4px;padding:28px;
  background:var(--s15-card);
}
 
.s15-right-hdr{
  text-align:center;margin-bottom:24px;
}
.s15-right-hdr-big{
  font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;
  letter-spacing:0.2em;text-transform:uppercase;color:var(--s15-white);
  margin-bottom:4px;
}
.s15-right-hdr-sub{
  font-family:'Montserrat',sans-serif;font-size:12px;font-weight:600;
  letter-spacing:0.18em;text-transform:uppercase;color:var(--s15-red);
}
 
.s15-right-items{
  display:flex;flex-direction:column;gap:18px;
}
 
.s15-bad-item{
  display:flex;gap:14px;align-items:flex-start;
}
 
.s15-bad-icon{
  width:48px;height:48px;border:2px solid var(--s15-red);border-radius:50%;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.s15-bad-icon svg{
  width:26px;height:26px;stroke:var(--s15-red);fill:none;stroke-width:2.5;
  stroke-linecap:round;stroke-linejoin:round;
}
 
.s15-bad-txt{
  flex:1;
}
.s15-bad-title{
  font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;color:var(--s15-white);
  margin-bottom:4px;
}
.s15-bad-desc{
  font-family:'Montserrat',sans-serif;font-size:13px;font-weight:300;
  line-height:1.65;color:var(--s15-muted);margin-bottom:2px;
}
.s15-bad-note{
  font-family:'Montserrat',sans-serif;font-size:12px;font-weight:500;
  color:var(--s15-red);
}
 
/* BOTTOM PANEL */
.s15-bottom{
  display:grid;grid-template-columns:1fr 1fr;gap:0;
  border:1.5px solid var(--s15-border-gold);border-radius:4px;
  overflow:hidden;background:var(--s15-card);
}
 
.s15-quote-col{
  padding:28px 24px;display:flex;align-items:center;gap:20px;
  border-right:1.5px solid var(--s15-border-gold);
}
 
.s15-quote-icon{
  width:72px;height:72px;display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.s15-quote-icon svg{
  width:56px;height:56px;stroke:var(--s15-gold);fill:none;
  stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;
}
 
.s15-quote-text{
  display:flex;flex-direction:column;gap:2px;
}
.s15-quote-line1{
  font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:600;
  color:var(--s15-white);line-height:1.35;
}
.s15-quote-line2{
  font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:600;
  color:var(--s15-gold);line-height:1.35;
}
.s15-quote-small{
  font-family:'Montserrat',sans-serif;font-size:12px;font-weight:300;
  color:var(--s15-muted);margin-top:8px;line-height:1.65;
}
 
.s15-cta-col{
  padding:28px 24px;display:flex;align-items:center;gap:18px;
  text-decoration:none;color:inherit;cursor:pointer;
  transition:opacity 0.3s;
}
a.s15-cta-col:hover{opacity:0.92}
 
.s15-cta-icon{
  width:60px;height:60px;display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.s15-cta-icon svg{
  width:44px;height:44px;stroke:var(--s15-gold);fill:none;
  stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;
}
 
.s15-cta-text{
  display:flex;flex-direction:column;gap:8px;flex:1;
}
.s15-cta-head{
  font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;color:var(--s15-white);
}
.s15-cta-desc{
  font-family:'Montserrat',sans-serif;font-size:13px;font-weight:300;
  line-height:1.6;color:var(--s15-muted);
}
.s15-cta-link{
  font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;
  letter-spacing:0.14em;text-transform:uppercase;color:var(--s15-gold);
  text-decoration:none;cursor:pointer;margin-top:4px;
  display:inline-block;transition:opacity 0.3s;
}
.s15-cta-link:hover{opacity:0.8}
 
/* TABLET */
@media(max-width:1150px){
  .s15-wrap{width:100%;padding:0 36px}
  .s15-hdg{font-size:52px}
  .s15-panel{grid-template-columns:1fr;gap:14px}
  .s15-left,.s15-right{padding:24px}
  .s15-bottom{grid-template-columns:1fr}
  .s15-quote-col{border-right:none;border-bottom:1.5px solid var(--s15-border-gold)}
  .s15-cta-col{padding:24px}
}
 
/* MOBILE */
@media(max-width:700px){
  .s15-wrap{padding:0 16px}
  .s15-hdg{font-size:34px}
  .s15-sub1{font-size:14px}
  .s15-sub2{font-size:16px;margin-bottom:20px}
  .s15-left,.s15-right{padding:20px}
  .s15-left-items,.s15-right-items{gap:16px}
  .s15-item{gap:12px}
  .s15-item-icon{width:48px;height:48px}
  .s15-item-icon svg{width:24px;height:24px}
  .s15-bad-icon{width:44px;height:44px}
  .s15-quote-col{gap:16px;padding:20px}
  .s15-quote-icon{width:60px;height:60px}
  .s15-quote-icon svg{width:44px;height:44px}
  .s15-quote-line1,.s15-quote-line2{font-size:18px}
  .s15-cta-col{padding:20px;flex-direction:column;text-align:center}
  .s15-cta-icon{width:52px;height:52px}
  .s15-cta-text{gap:6px;align-items:center}
}

/* section 16 */
.s16{
  --s16-gold:#D4A43A;
  --s16-bg:#0A0A0A;
  --s16-card:#111111;
  --s16-white:#FFFFFF;
  --s16-muted:#BBBBBB;
  --s16-border:rgba(212,164,58,0.30);
 
  width:100%;
  padding:60px 0;
  background:var(--s16-bg);
  color:var(--s16-white);
  font-family:'Montserrat',sans-serif;
  -webkit-font-smoothing:antialiased;
}
 
.s16-wrap{
  width:1380px;max-width:100%;margin:0 auto;padding:0 40px;
}
 
/* ════════════ HEADER ════════════ */
.s16-num{
  display:flex;align-items:center;justify-content:center;gap:16px;margin-bottom:8px;
}
.s16-num-ln{width:54px;height:1px;background:var(--s16-gold)}
.s16-num-txt{font-family:'Montserrat',sans-serif;font-size:14px;font-weight:400;color:var(--s16-gold);letter-spacing:0.1em}
 
.s16-eyebrow{
  text-align:center;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:600;
  letter-spacing:0.28em;text-transform:uppercase;color:var(--s16-gold);margin-bottom:12px;
}
 
.s16-hdg{
  text-align:center;font-family:'Cormorant Garamond',serif;font-size:72px;font-weight:600;
  line-height:1.05;margin-bottom:14px;letter-spacing:-0.01em;
}
.s16-hdg-white{color:var(--s16-white)}
.s16-hdg-gold{color:var(--s16-gold);font-style:italic}
 
.s16-sub{
  text-align:center;font-family:'Montserrat',sans-serif;font-size:16px;font-weight:300;
  color:var(--s16-muted);margin-bottom:28px;
}
 
/* ════════════ TOP 2 CARDS ════════════ */
.s16-top-grid{
  display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px;
}
 
.s16-tcard{
  border:1px solid var(--s16-border);border-radius:4px;padding:28px;
  background:var(--s16-card);display:flex;flex-direction:column;
}
 
.s16-tcard-mark{
  font-family:'Montserrat',sans-serif; font-size:56px;font-weight:700;
  color:var(--s16-gold);line-height:0.8;margin-bottom:14px;
}
 
.s16-tcard-text{
  font-family:'Montserrat',sans-serif;font-size:16px;font-weight:500;
  line-height:1.65;color:var(--s16-white);margin-bottom:20px;flex:1;
}
 
.s16-tcard-divider{
  width:100%;height:1px;background:var(--s16-border);margin-bottom:20px;
}
 
.s16-tcard-author{
  display:flex;align-items:center;gap:14px;
}
 
.s16-tcard-avatar{
  width:56px;height:56px;border:1.5px solid var(--s16-gold);border-radius:50%;
  background:#222;display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.s16-tcard-avatar img{
  width:100%;height:100%;border-radius:50%;object-fit:cover;
}
 
.s16-tcard-info{
  display:flex;flex-direction:column;gap:2px;
}
.s16-tcard-name{
  font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;
  letter-spacing:0.18em;text-transform:uppercase;color:var(--s16-gold);
}
.s16-tcard-role{
  font-family:'Montserrat',sans-serif;font-size:10px;font-weight:600;
  letter-spacing:0.12em;text-transform:uppercase;color:var(--s16-white);
}
.s16-tcard-location{
  font-family:'Montserrat',sans-serif;font-size:10px;font-weight:400;
  letter-spacing:0.08em;text-transform:uppercase;color:var(--s16-muted);
}
 
/* ════════════ BOTTOM 3 CARDS ════════════ */
.s16-bot-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:32px;
}
 
.s16-bcard{
  border:1px solid var(--s16-border);border-radius:4px;padding:24px;
  background:var(--s16-card);display:flex;flex-direction:column;
}
 
.s16-bcard-mark{
  font-family:'Cormorant Garamond',serif;font-size:48px;font-weight:700;
  color:var(--s16-gold);line-height:0.8;margin-bottom:12px;
}
 
.s16-bcard-text{
  font-family:'Montserrat',sans-serif;font-size:16px;font-weight:500;
  line-height:1.60;color:var(--s16-white);margin-bottom:16px;flex:1;
}
 
.s16-bcard-divider{
  width:100%;height:1px;background:var(--s16-border);margin-bottom:16px;
}
 
.s16-bcard-author{
  display:flex;align-items:center;gap:12px;
}
 
.s16-bcard-avatar{
  width:48px;height:48px;border:1.5px solid var(--s16-gold);border-radius:50%;
  background:#222;display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.s16-bcard-avatar img{
  width:100%;height:100%;border-radius:50%;object-fit:cover;
}
 
.s16-bcard-info{
  display:flex;flex-direction:column;gap:2px;
}
.s16-bcard-name{
  font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;
  letter-spacing:0.16em;text-transform:uppercase;color:var(--s16-gold);
}
.s16-bcard-role{
  font-family:'Montserrat',sans-serif;font-size:11px;font-weight:600;
  letter-spacing:0.1em;text-transform:uppercase;color:var(--s16-white);
}
.s16-bcard-location{
  font-family:'Montserrat',sans-serif;font-size:11px;font-weight:400;
  letter-spacing:0.08em;text-transform:uppercase;color:var(--s16-muted);
}
 
/* ════════════ FOOTER ════════════ */
.s16-footer{
  text-align:center;display:flex;align-items:center;justify-content:center;gap:16px;
}
 
.s16-footer-ln{
  width:100px;height:1px;background:var(--s16-border);
}
 
.s16-footer-text{
  font-family:'Cormorant Garamond',serif;font-size:36px;font-weight:600;
  line-height:1.15;
}
.s16-footer-gold{color:var(--s16-gold)}
.s16-footer-white{color:var(--s16-white)}
 
.s16-footer-sub{
  text-align:center;font-family:'Montserrat',sans-serif;font-size:16px;font-weight:300;
  color:var(--s16-muted);margin-top:6px;
}
 
/* ════════════ TABLET ════════════ */
@media(max-width:1150px){
  .s16-wrap{width:100%;padding:0 36px}
  .s16-hdg{font-size:52px}
  .s16-top-grid{grid-template-columns:1fr;gap:16px;margin-bottom:16px}
  .s16-bot-grid{grid-template-columns:repeat(2,1fr);gap:14px;margin-bottom:24px}
  .s16-footer-text{font-size:28px}
}
 
/* ════════════ MOBILE ════════════ */
@media(max-width:700px){
  .s16-wrap{padding:0 16px}
  .s16-hdg{font-size:34px}
  .s16-sub{font-size:14px;margin-bottom:20px}
  .s16-top-grid{gap:14px;margin-bottom:14px}
  .s16-tcard{padding:20px}
  .s16-tcard-mark{font-size:44px;margin-bottom:10px}
  .s16-tcard-text{font-size:16px;margin-bottom:16px}
  .s16-tcard-avatar{width:48px;height:48px}
  .s16-tcard-name{font-size:10px}
  .s16-bot-grid{grid-template-columns:1fr;gap:12px;margin-bottom:20px}
  .s16-bcard{padding:18px}
  .s16-bcard-mark{font-size:40px;margin-bottom:10px}
  .s16-bcard-text{font-size:14px;margin-bottom:14px}
  .s16-bcard-avatar{width:44px;height:44px}
  .s16-footer-ln{width:60px}
  .s16-footer-text{font-size:22px}
  .s16-footer-sub{font-size:13px}
}



/* section 17 */
/* ===== SECTION 17 PRESETS ===== */
:root {
  --s17-bg:           #0a0a0a;
  --s17-card-bg:      #111111;
  --s17-gold:         #c9922a;
  --s17-white:        #ffffff;
  --s17-white-dim:    rgba(255,255,255,0.72);
  --s17-border:       rgba(201,168,76,0.22);
  --s17-border-gold:  #c9922a;
  --s17-caption:      14px;
  --s17-sub:          18px;
  --s17-para:         16px;
  --s17-heading:      72px;
  --s17-font-body:    'Montserrat', sans-serif;
  --s17-font-display: 'Playfair Display', serif;
  --s17-container:    1380px;
}
 
.s17-section *{ box-sizing:border-box; margin:0; padding:0; }
 
.s17-section{
  background-color: var(--s17-bg);
  color: var(--s17-white);
  font-family: var(--s17-font-body);
  width: 100%;
  padding: 72px 0 64px;
}
 
.s17-container{
  max-width: var(--s17-container);
  margin: 0 auto;
  width: 100%;
  padding: 0 40px;
}
 
/* ── HEADER ── */
.s17-header{ text-align:center; margin-bottom:50px; }
 
.s17-section-num{
  display: block;
  font-size: var(--s17-caption);
  font-weight: 400;
  color: var(--s17-white);
  letter-spacing: 0.08em;
  margin-bottom: 4px;
}
 
.s17-section-tag{
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: var(--s17-caption);
  font-weight: 700;
  color: var(--s17-gold);
  letter-spacing: 0.28em;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.s17-section-tag::before,
.s17-section-tag::after{
  content:''; display:block;
  width:40px; height:1px;
  background:var(--s17-gold);
}
 
.s17-header h1{
  font-family: var(--s17-font-display);
  font-size: var(--s17-heading);
  font-weight: 400;
  color: var(--s17-white);
  line-height: 1.10;
  margin-bottom: 18px;
  letter-spacing: -0.01em;
}
 
.s17-header-sub{
  font-size: var(--s17-para);
  font-weight: 300;
  color: var(--s17-white-dim);
  line-height: 1.70;
  max-width: 680px;
  margin: 0 auto;
}
 
/* ── TABLE WRAPPER ── */
.s17-table-wrap{
  width: 100%;
  overflow-x: visible;
}
 
/* ─────────────────────────────────────────
   THE TABLE  — border-collapse:collapse so
   that cell borders merge cleanly, and we
   use box-shadow on the peak column cells
   to draw the continuous gold side rails.
   ───────────────────────────────────────── */
.s17-table{
  width: 100%;
  min-width: 0;
  border-collapse: collapse;
  border: 1px solid var(--s17-border);
  border-radius: 0;
  /* outer radius via wrapper */
  table-layout: fixed;
}
 
/* ── COLUMN WIDTHS ── */
.s17-table colgroup col.col-label { width: 190px; }
.s17-table colgroup col.col-peak  { width: 22%; }
.s17-table colgroup col.col-other { width: auto; }
 
/* ════════════════════════════
   THEAD
   ════════════════════════════ */
.s17-table thead th {
  padding: 22px 20px;
  font-family: var(--s17-font-body);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  text-align: center;
  vertical-align: middle;
  background: var(--s17-bg);
  color: var(--s17-white-dim);
  border-bottom: 1px solid var(--s17-border);
  border-right: 1px solid var(--s17-border);
  line-height: 1.5;
}
.s17-table thead th:last-child { border-right: none; }
 
/* empty top-left cell */
.s17-th-label {
  text-align: left;
  border-right: 1px solid var(--s17-border) !important;
}
 
/* ── PEAK HEADER CELL ── */
.s17-th-peak {
  color: var(--s17-gold) !important;
  background: rgba(201,168,76,0.07) !important;
  /* top, left, right gold borders — continuous rail */
  border-top:   2px solid var(--s17-border-gold) !important;
  border-left:  2px solid var(--s17-border-gold) !important;
  border-right: 2px solid var(--s17-border-gold) !important;
  border-bottom: 1px solid var(--s17-border) !important;
  font-size: 11px;
  letter-spacing: 0.18em;
}
 
/* other column headers */
.s17-th-other {
  border-right: 1px solid var(--s17-border);
}
 
/* ════════════════════════════
   TBODY BASE
   ════════════════════════════ */
.s17-table tbody tr td {
  padding: 18px 20px;
  font-size: 14px;
  font-weight: 300;
  color: var(--s17-white-dim);
  text-align: center;
  vertical-align: middle;
  border-bottom: 1px solid var(--s17-border);
  border-right:  1px solid var(--s17-border);
  line-height: 1.55;
  background: transparent;
}
.s17-table tbody tr td:last-child {
  border-right: none;
}
.s17-table tbody tr:last-child td {
  border-bottom: none;
}
 
/* ── LABEL COLUMN (col 1) ── */
.s17-table tbody td.s17-col-label {
  text-align: left;
  padding: 16px 18px;
  border-right: 1px solid var(--s17-border);
  color: var(--s17-white);
  font-weight: 400;
}
 
/* inner flex for icon + text */
.s17-td-label {
  display: flex;
  align-items: center;
  gap: 11px;
  white-space: normal;
}
 
/* ── PEAK COLUMN — continuous gold left+right rails ── */
.s17-table tbody td.s17-col-peak {
  font-weight: 400;
  color: var(--s17-white);
  background: rgba(201,168,76,0.05);
  border-left:  2px solid var(--s17-border-gold) !important;
  border-right: 2px solid var(--s17-border-gold) !important;
  border-bottom: 1px solid var(--s17-border);
}
 
/* close the bottom of the peak column on last row */
.s17-table tbody tr:last-child td.s17-col-peak {
  border-bottom: 2px solid var(--s17-border-gold) !important;
}
 
/* ════════════════════════════
   ROW ICONS  (SVG inline)
   ════════════════════════════ */
.s17-icon {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
  display: inline-block;
  vertical-align: middle;
}
.s17-icon svg {
  width: 22px;
  height: 22px;
  display: block;
}
 
/* ════════════════════════════
   FOOTER BANNER
   ════════════════════════════ */
.s17-banner {
  border: 1px solid var(--s17-border-gold);
  border-radius: 5px;
  background: #000000;
  display: flex;
  align-items: center;
  overflow: hidden;
  margin-top: 28px;
}
 
/* left icon section */
.s17-banner-left {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 28px 30px;
  border-right: 1px solid rgba(201,168,76,0.30);
  flex-shrink: 0;
}
.s17-banner-line-h {
  width: 38px;
  height: 1px;
  background: var(--s17-gold);
  flex-shrink: 0;
}
.s17-banner-shield {
  width: 56px;
  height: 56px;
  flex-shrink: 0;
}
 
/* right text section */
.s17-banner-right {
  flex: 1;
  padding: 28px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.s17-banner-right-text {}
.s17-banner-quote {
  font-family: var(--s17-font-display);
  font-size: 24px;
  font-weight: 400;
  color: var(--s17-white);
  line-height: 1.3;
  margin-bottom: 6px;
}
.s17-banner-sub {
  font-size: 11px;
  font-weight: 700;
  color: var(--s17-gold);
  letter-spacing: 0.26em;
  text-transform: uppercase;
}
.s17-banner-line-end {
  width: 32px;
  height: 1px;
  background: var(--s17-gold);
  flex-shrink: 0;
}
 
/* ═══════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════ */
@media (max-width: 1024px) {
  :root { --s17-heading: 52px; }
  .s17-container { padding: 0 24px; }
  .s17-section { padding: 56px 0 48px; }
  .s17-header { margin-bottom: 36px; }
  .s17-banner-quote { font-size: 20px; }
  .s17-banner-left { padding: 22px 22px; gap: 14px; }
  .s17-banner-right { padding: 22px 28px; }
  .s17-table colgroup col.col-label { width: 130px; }
  .s17-table thead th { padding: 16px 10px; font-size: 10px; letter-spacing: 0.14em; }
  .s17-table tbody td { padding: 14px 10px; font-size: 13px; }
}
 
@media (max-width: 640px) {
  :root { --s17-heading: 34px; --s17-para: 15px; }
  .s17-container { padding: 0 14px; }
  .s17-section { padding: 40px 0 36px; }
  .s17-header { margin-bottom: 26px; }
  .s17-section-tag::before, .s17-section-tag::after { width: 20px; }
  .s17-header-sub { font-size: 13px; }

  .s17-banner {
    flex-direction: column;
    align-items: flex-start;
  }
  .s17-banner-left {
    border-right: none;
    border-bottom: 1px solid rgba(201,168,76,0.25);
    width: 100%;
    padding: 18px 18px;
  }
  .s17-banner-right { padding: 18px 18px; flex-direction: column; align-items: flex-start; }
  .s17-banner-quote { font-size: 17px; }
  .s17-banner-line-end { display: none; }
}

/* Section 17: stacked comparison cards (no horizontal scroll) */
@media (max-width: 900px) {
  .s17-table {
    display: block;
    width: 100%;
    border: none;
  }
  .s17-table colgroup,
  .s17-table thead {
    display: none;
  }
  .s17-table tbody {
    display: block;
  }
  .s17-table tbody tr {
    display: block;
    margin-bottom: 14px;
    border: 1px solid var(--s17-border);
    border-radius: 6px;
    overflow: hidden;
  }
  .s17-table tbody tr:last-child {
    margin-bottom: 0;
  }
  .s17-table tbody tr td {
    display: block;
    width: 100% !important;
    border-right: none !important;
    text-align: left !important;
    padding: 12px 16px;
    border-bottom: 1px solid var(--s17-border);
  }
  .s17-table tbody tr td:last-child {
    border-bottom: none;
  }
  .s17-table tbody td.s17-col-label {
    background: rgba(255, 255, 255, 0.04);
    padding: 14px 16px;
  }
  .s17-table tbody td[data-label]::before {
    content: attr(data-label);
    display: block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--s17-gold);
    margin-bottom: 8px;
    line-height: 1.35;
  }
  .s17-table tbody td.s17-col-peak {
    border-left: none !important;
    border-right: none !important;
    border-bottom: 1px solid var(--s17-border) !important;
    background: rgba(201, 168, 76, 0.08);
    box-shadow: inset 3px 0 0 0 var(--s17-border-gold);
  }
  .s17-table tbody tr:last-child td.s17-col-peak {
    border-bottom: 1px solid var(--s17-border) !important;
  }
}

/* section 18 */
/* ===== SECTION 18 PRESETS ===== */
:root {
  --s18-bg:           #000000;
  --s18-card-bg:      #000000;
  --s18-gold:         #c9922a;
  --s18-white:        #ffffff;
  --s18-white-dim:    rgba(255,255,255,0.75);
  --s18-border:       rgba(201,168,76,0.22);
  --s18-border-gold:  rgba(201,168,76,0.70);
  --s18-num-border:   rgba(201,168,76,0.55);
  --s18-caption:      14px;
  --s18-sub:          18px;
  --s18-para:         16px;
  --s18-heading:      72px;
  --s18-font-body:    'Montserrat', sans-serif;
  --s18-font-display: 'Playfair Display', serif;
  --s18-container:    1380px;
}
 
.s18-section *{ box-sizing:border-box; margin:0; padding:0; }
 
.s18-section {
  background-color: var(--s18-bg);
  color: var(--s18-white);
  font-family: var(--s18-font-body);
  width: 100%;
  padding: 72px 0 64px;
}
 
.s18-container {
  max-width: var(--s18-container);
  margin: 0 auto;
  width: 100%;
  padding: 0 40px;
}
 
/* ════════════════════════════
   HEADER
   ════════════════════════════ */
.s18-header {
  text-align: center;
  margin-bottom: 56px;
}
 
.s18-section-num {
  display: block;
  font-size: var(--s18-caption);
  font-weight: 400;
  color: var(--s18-white);
  letter-spacing: 0.08em;
  margin-bottom: 4px;
}
 
.s18-section-tag {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: var(--s18-caption);
  font-weight: 700;
  color: var(--s18-gold);
  letter-spacing: 0.28em;
  text-transform: uppercase;
  margin-bottom: 18px;
}
.s18-section-tag::before,
.s18-section-tag::after {
  content: '';
  display: block;
  width: 40px;
  height: 1px;
  background: var(--s18-gold);
}
 
.s18-header h1 {
  font-family: var(--s18-font-display);
  font-size: var(--s18-heading);
  font-weight: 400;
  color: var(--s18-white);
  line-height: 1.08;
  margin-bottom: 14px;
  letter-spacing: -0.01em;
}
 
.s18-header-tagline {
  font-size: var(--s18-sub);
  font-weight: 700;
  color: var(--s18-gold);
  letter-spacing: 0.04em;
  font-style: italic;
}
 
/* ════════════════════════════
   FAQ GRID  — 2 columns
   ════════════════════════════ */
.s18-faq-grid {
  display: grid;
  grid-template-columns: 1fr 1px 1fr;
  gap: 0;
  margin-bottom: 40px;
  /* border: 1px solid #c9922a; */
  border-radius: 6px;
  overflow: hidden;
}
 
/* vertical centre divider */
.s18-col-divider {
  background:#c9922a;
  width: 1px;
}
 
/* each column */
.s18-faq-col {
  display: flex;
  flex-direction: column;
}
 
/* ── single FAQ item ── */
.s18-faq-item {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 32px 36px;
  border-bottom: 1px solid #c9922a;
  position: relative;
}
.s18-faq-item:last-child {
  border-bottom: none;
}
 
/* Number badge */
.s18-num {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 2px solid #c9922a;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-family: var(--s18-font-body);
  font-size: 18px;
  font-weight: 700;
  color: var(--s18-gold);
  margin-top: 2px;
  background: transparent;
}
 
/* Question + Answer */
.s18-faq-body {}
 
.s18-faq-q {
  font-family: var(--s18-font-body);
  font-size: var(--s18-sub);
  font-weight: 700;
  color: var(--s18-white);
  line-height: 1.35;
  margin-bottom: 8px;
}
 
.s18-faq-a {
  font-family: var(--s18-font-body);
  font-size: var(--s18-para);
  font-weight: 300;
  color: var(--s18-white-dim);
  line-height: 1.72;
}
 
/* underline on the price */
.s18-underline {
  text-decoration: underline;
  text-underline-offset: 2px;
}
 
/* ════════════════════════════
   FOOTER BANNER
   ════════════════════════════ */
.s18-banner {
    border: 1px solid var(--s18-border-gold);
    border-radius: 6px;
    background: var(--s18-card-bg);
    display: grid;
    grid-template-columns: 2fr 2px 1fr;
    overflow: hidden;
}
 
.s18-banner-divider {
  background: #c9922a;
  width: 1.5px;
  margin:20px 0px;
}
 
/* Left panel */
.s18-banner-left {
  display: flex;
  align-items: center;
  gap: 28px;
  padding: 36px 40px;
}
 
.s18-shield-wrap {
  flex-shrink: 0;
  width: 68px;
  height: 68px;
  display: flex;
  align-items: center;
  justify-content: center;
}
 

 
.s18-banner-left-title {
  font-family: var(--s18-font-display);
  font-size: 26px;
  font-weight: 400;
  color: var(--s18-white);
  line-height: 1.2;
  margin-bottom: 4px;
}
 
.s18-banner-left-gold {
  font-family: var(--s18-font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--s18-gold);
  font-style: italic;
  line-height: 1.3;
  margin-bottom: 12px;
}
 
.s18-banner-left-desc {
  font-size: 14px;
  font-weight: 300;
  color: var(--s18-white-dim);
  line-height: 1.65;
}
 
/* Right panel */
.s18-banner-right {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 36px 40px;
}
 
.s18-target-wrap {
  flex-shrink: 0;
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
}
 
.s18-banner-right-text {}
 
.s18-banner-right-desc {
  font-size: var(--s18-para);
  font-weight: 300;
  color: var(--s18-white-dim);
  line-height: 1.65;
  margin-bottom: 10px;
}
 
.s18-banner-right-cta {
  font-size: var(--s18-caption);
  font-weight: 800;
  color: var(--s18-gold);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  text-decoration: none;
  display: inline-block;
  transition: opacity 0.3s ease;
}
a.s18-banner-right-cta:hover { opacity: 0.85; }
a.s18-banner-right-cta:visited { color: var(--s18-gold); }
 
/* ════════════════════════════
   RESPONSIVE — TABLET ≤1024px
   ════════════════════════════ */
@media (max-width: 1024px) {
  :root { --s18-heading: 52px; --s18-sub: 17px; }
  .s18-container { padding: 0 24px; }
  .s18-section { padding: 56px 0 48px; }
  .s18-header { margin-bottom: 40px; }
  .s18-faq-item { padding: 26px 26px; gap: 16px; }
  .s18-banner-left { padding: 28px 28px; gap: 20px; }
  .s18-banner-right { padding: 28px 28px; gap: 18px; }
  .s18-banner-left-title { font-size: 22px; }
  .s18-banner-left-gold { font-size: 18px; }
}
 
/* ════════════════════════════
   RESPONSIVE — MOBILE ≤640px
   ════════════════════════════ */
@media (max-width: 640px) {
  :root { --s18-heading: 34px; --s18-sub: 16px; --s18-para: 15px; }
  .s18-container { padding: 0 14px; }
  .s18-section { padding: 40px 0 36px; }
  .s18-header { margin-bottom: 28px; }
  .s18-section-tag::before,
  .s18-section-tag::after { width: 20px; }
 
  /* Stack FAQ grid to single column */
  .s18-faq-grid {
    grid-template-columns: 1fr;
  }
  .s18-col-divider {
    display: none;
  }
  /* Re-add border between stacked items */
  .s18-faq-col:first-child .s18-faq-item:last-child {
    border-bottom: 1px solid #c9922a;
  }
  .s18-faq-item { padding: 22px 18px; gap: 14px; }
  .s18-num { width: 36px; height: 36px; font-size: 14px; }
 
  /* Stack banner */
  .s18-banner {
    grid-template-columns: 1fr;
  }
  .s18-banner-divider { display: none; }
  .s18-banner-left {
    border-bottom: 1px solid #c9922a;
    padding: 24px 18px;
    gap: 16px;
  }
  .s18-banner-right { padding: 24px 18px; gap: 16px; }
  .s18-banner-left-title { font-size: 20px; }
  .s18-banner-left-gold { font-size: 17px; }
  .s18-shield-wrap,
  .s18-target-wrap { width: 52px; height: 52px; }
}

/* section19 */
/* ===== SECTION 20 PRESETS ===== */
:root {
  --s20-bg:           #0a0a0a;
  --s20-card-bg:      #111111;
  --s20-gold:         #c9922a;
  --s20-gold-btn:     #c9922a;
  --s20-white:        #ffffff;
  --s20-white-dim:    rgba(255,255,255,0.75);
  --s20-border:       rgba(201,168,76,0.25);
  --s20-border-gold:  rgba(201,168,76,0.65);
  --s20-caption:      14px;
  --s20-sub:          18px;
  --s20-para:         16px;
  --s20-heading:      72px;
  --s20-font-body:    'Montserrat', sans-serif;
  --s20-font-display: 'Playfair Display', serif;
  --s20-container:    1380px;
}
 
.s20-section * { box-sizing: border-box; margin: 0; padding: 0; }
 
.s20-section {
  background-color: #000000;
  color: var(--s20-white);
  font-family: var(--s20-font-body);
  width: 100%;
  padding: 72px 0 60px;
}
 
.s20-container {
  max-width: var(--s20-container);
  margin: 0 auto;
  width: 100%;
  padding: 0 40px;
}
 
/* ════════════════════════════
   HEADER
   ════════════════════════════ */
.s20-header {
  text-align: center;
  margin-bottom: 48px;
}
 
.s20-section-num {
  display: block;
  font-size: var(--s20-caption);
  font-weight: 400;
  color: var(--s20-white);
  letter-spacing: 0.08em;
  margin-bottom: 4px;
}
 
.s20-section-tag {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: var(--s20-caption);
  font-weight: 800;
  color: var(--s20-gold);
  letter-spacing: 0.28em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.s20-section-tag::before,
.s20-section-tag::after {
  content: '';
  display: block;
  width: 40px;
  height: 1px;
  background: var(--s20-gold);
}
 
.s20-header h1 {
  font-family: var(--s20-font-display);
  font-size: var(--s20-heading);
  font-weight: 400;
  color: var(--s20-white);
  line-height: 1.08;
  margin-bottom: 0;
  letter-spacing: -0.01em;
}
 
.s20-header h1 span {
  color: var(--s20-gold);
  /* font-style: italic; */
  display: block;
}
 
.s20-header-sub {
  font-size:20px;
  font-weight: 300;
  color: var(--s20-white-dim);
  line-height: 1.7;
  margin-top: 18px;
}
 
/* ════════════════════════════
   STEPS CARD
   ════════════════════════════ */
.s20-steps-card {
  border: 1px solid var(--s20-border-gold);
  border-radius: 8px;
  background: #000000;
  padding: 20px 0px;
  margin-bottom: 28px;
  overflow: hidden;
}
 
.s20-steps-label {
  text-align: center;
  font-size: 18px;
  font-weight: 700;
  color: var(--s20-gold);
  letter-spacing: 0.10em;
  text-transform: uppercase;
  margin-bottom: 40px;
  padding: 0 48px;
}
 
/* 4-column grid — each step is a column, vertical border = divider */
.s20-steps-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  align-items: start;
  position: relative;
}
 
/* Each step column */
.s20-step {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 0 28px 0;
  position: relative;
  /* vertical gold divider on right edge of each col except last */
  border-right: 1px solid rgba(201,168,76,0.38);
}
.s20-step:last-child {
  border-right: none;
}
 
/* Arrow → floats over the vertical divider line, centred */
/* .s20-step:not(:last-child)::after {
  content: '';
  position: absolute;
  right: -13px;       
  top: 33px;         
  width: 26px;
  height: 26px;
  background: var(--s20-card-bg);
  border-radius: 50%;
  z-index: 3;
 
} */
.s20-step:not(:last-child)::after {
  content: '';
  position: absolute;
  right: -13px;
  top: 33px;
  width: 26px;
  height: 26px;
  background: var(--s20-card-bg);
  border-radius: 50%;
  z-index: 3;
  
  /* Add the arrow SVG with #c9922a color */
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 18 18' fill='none' stroke='%23c9922a' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round' xmlns='http://www.w3.org/2000/svg'%3E%3Cline x1='2' y1='9' x2='16' y2='9'/%3E%3Cpolyline points='10,3 16,9 10,15'/%3E%3C/svg%3E");
  background-size: 14px 14px;
  background-position: center;
  background-repeat: no-repeat;
}
 
/* We use a real element for the arrow badge */
.s20-step-arrow-badge {
  position: absolute;
  right: -14px;
  top: 27px;          /* (80px ring / 2) - (28px badge / 2) */
  width: 28px;
  height: 28px;
  background: var(--s20-card-bg);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 4;
}
.s20-step-arrow-badge svg {
  width: 14px;
  height: 14px;
}
 
/* Icon circle with badge number */
.s20-step-icon-wrap {
  position: relative;
  width: 80px;
  height: 80px;
  margin-bottom: 22px;
}
 
/* Outer circle */
.s20-icon-ring {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  border: 2.5px solid rgba(201,168,76,0.55);
  display: flex;
  align-items: center;
  justify-content: center;
  background: #000000;
  position: relative;
  z-index: 2;
}
.s20-icon-ring svg {
  width: 45px;
  height: 45px;
}
 
/* Number badge — bottom-left of ring */
.s20-step-num {
  position: absolute;
  bottom: -2px;
  left: -2px;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--s20-gold);
  color: var(--s20-bg);
  font-family: var(--s20-font-body);
  font-size: 12px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
  z-index: 3;
}
 
.s20-step-title {
  font-size: var(--s20-caption);
  font-weight: 800;
  color: var(--s20-white);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 12px;
  line-height: 1.3;
}
 
.s20-step-desc {
  font-size: 14px;
  font-weight: 300;
  color: var(--s20-white-dim);
  line-height: 1.68;
  max-width: 200px;
  margin: 0 auto;
}
 
/* hide old connector + arrow elements */
.s20-steps-connector { display: none; }
.s20-arrow            { display: none; }
 
/* ════════════════════════════
   CTA BANNER
   ════════════════════════════ */
.s20-cta-banner {
  border: 1px solid var(--s20-border-gold);
  border-radius: 8px;
  background: #000000;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 0;
  padding: 20px 44px;
  margin-bottom: 36px;
}
 
/* Shield icon */
.s20-cta-shield {
  flex-shrink: 0;
  margin-right: 32px;
}
.s20-cta-shield svg {
  width: 100px;
  height: 100px;
  display: block;
}
 
/* Middle text */
.s20-cta-text {
    margin-right: 30px;
    border-right: 1px solid #b98727;
}
 
.s20-cta-title {
  font-family: var(--s20-font-display);
  font-size: 28px;
  font-weight: 400;
  color: var(--s20-white);
  line-height: 1.25;
  margin-bottom: 6px;
}
 
.s20-cta-subtitle {
  font-size: var(--s20-para);
  font-weight: 400;
  color:var(--s20-gold);
  line-height: 1.3;
  margin-bottom: 10px;
}
 
.s20-cta-subtitle em { font-style: normal; }
.s20-cta-subtitle .s20-gold { color: var(--s20-gold); }
 
.s20-cta-desc {
  font-size: var(--s20-para);
  font-weight: 300;
  color: var(--s20-white-dim);
  line-height: 1.65;
}
 
/* Right side: button + note */
.s20-cta-right {
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  min-width: 320px;
}
 
.s20-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  width: 100%;
  background: var(--s20-gold-btn);
  color: var(--s20-bg);
  font-family: var(--s20-font-body);
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  padding: 20px 30px;
  border-radius: 4px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.2s ease, transform 0.15s ease;
  white-space: nowrap;
}
.s20-btn:hover {
  background: #c9922a;
  transform: translateY(-1px);
}
.s20-btn svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}
 
.s20-btn-note {
  font-size: 14px;
  font-weight: 400;
  color: var(--s20-gold);
  letter-spacing: 0.04em;
  text-align: center;
}
 
/* ════════════════════════════
   FOOTER LINE
   ════════════════════════════ */
.s20-footer-line {
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  flex-direction: column;
}
 
.s20-footer-top {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}
 
.s20-footer-top svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}
 
.s20-footer-text {
  font-size: var(--s20-para);
  font-weight: 300;
  color: var(--s20-white-dim);
}
 
.s20-footer-gold {
  font-size: var(--s20-para);
  font-weight: 400;
  color: var(--s20-gold);
  font-style: italic;
}
 
/* ════════════════════════════
   TABLET  ≤ 1024px
   ════════════════════════════ */
@media (max-width: 1024px) {
  :root { --s20-heading: 52px; }
  .s20-container { padding: 0 24px; }
  .s20-section { padding: 56px 0 48px; }
  .s20-steps-card { padding: 32px 28px 36px; }
  .s20-cta-banner { padding: 28px 28px; grid-template-columns: auto 1fr; gap: 0; }
  .s20-cta-right { min-width: 260px; margin-top: 24px; grid-column: span 2; width: 100%; }
  .s20-cta-shield { margin-right: 22px; }
  .s20-cta-title { font-size: 22px; }
  .s20-step-desc { font-size: 13px; }
}
 
/* ════════════════════════════
   MOBILE  ≤ 640px
   ════════════════════════════ */
@media (max-width: 640px) {
  :root { --s20-heading: 36px; --s20-para: 15px; }
  .s20-container { padding: 0 14px; }
  .s20-section { padding: 42px 0 38px; }
  .s20-header { margin-bottom: 32px; }
  .s20-section-tag::before,
  .s20-section-tag::after { width: 20px; }
 
  /* Steps: single column */
  .s20-steps-card { padding: 24px 18px 28px; }
  .s20-steps-row {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .s20-steps-connector { display: none; }
  .s20-step {
    padding: 20px 0;
    border-bottom: 1px solid var(--s20-border);
  }
  .s20-step:last-child { border-bottom: none; }
  .s20-arrow { display: none; }
 
  /* CTA: stack */
  .s20-cta-banner {
    grid-template-columns: 1fr;
    padding: 24px 18px;
    gap: 20px;
  }
  .s20-cta-shield { margin-right: 0; display: flex; justify-content: center; }
  .s20-cta-right { min-width: 100%; }
  .s20-cta-text { padding-right: 0; }
  .s20-cta-title { font-size: 20px; }
  .s20-btn { font-size: 12px; padding: 18px 20px; }
}